Konkrd

17/02/2026

Health insurance premiums are rising by 4.41% from 1 April. The biggest increase in 8 years.

That’s the industry average.

But “average” doesn’t pay your bill.

Some households will see smaller increases.

Others will see much larger jumps depending on their fund and cover.

For many families on Gold hospital cover, that could mean around $272 more per year.

Premiums have risen roughly 40% over the past decade.

At some point, it stops being background noise.

When increases are small, people ignore them.

When they jump like this, it’s worth asking a simple question: “Does my cover still make sense?”

Health insurance is complex.
Policy documents run 10 to 20 pages.
Key exclusions hide in fine print.

And not every comparison service looks at the full market.

Konkrd was built for moments like this.

We analyse policy wording in detail.
Compare across the market.
Explain trade offs in plain English.
Operate inside regulation, with real time compliance oversight.

No pushy calls.
No pressure tactics.
Just clarity.

A rate rise is frustrating.

It can also be a trigger to make a smarter decision. https://konkrd.com/health-insurance



ConsumerAdvocacy LifeAdmin

02/02/2026

Loyalty is the most expensive thing in private health insurance.

⸻

There’s a quiet tax no one warns you about.

It’s not from the government.
It’s from doing nothing.

Every year you stay on the same health fund, the price creeps up.
Not because your cover improved.
Because they know you won’t check.

Old policies. New prices.
Auto renew on. Eyes closed.
That’s the lazy tax.

Meanwhile, new customers get better deals, sharper cover, and lower premiums.
Same system. Different outcome.

Quick rule of thumb:
If you haven’t reviewed your health insurance in 12 months, you’re probably overpaying.

Loyalty doesn’t pay.
A five minute check often does.

Stop funding their profits.
Put the cash back in your pocket.

Konkrd - Life admin like a Boss.

19/12/2025

Christmas bills are doing the rounds. So I did what any sensible adult does. I panicked, then got organised.

Even Mrs Claus ditched the corporate health cover. So I used Konkrd AI to compare thousands of options in minutes and found a policy that fit me and saved big.

Less fine print. More confidence.
Magical, minus the sleigh.

21/11/2025

Are you putting off comparing your Private Health Insurance? With Konkrd AI, finding the right Health Insurance policy doesn’t need to be on the your Life Admin “to do” list.

21/11/2025

Would you rather cop a we**ie from cheap un**es than shop around for better health insurance?

No need to, Konkrd’s AI is here 24/7 to help take the stress out of comparing better health insurance. Start a chat today, finish it tomorrow.

Life Admin Like a Boss.

**ie

21/11/2025

No need for a magnifying glass 🔍 to read the “fine print” on your private health insurance extras. Konkrd’s AI compares the policy fine print in minutes, so you can Life Admin Like a Boss!

07/11/2025

🥳 Konkrd is live! 🚀

After two years of development and thousands of hours of testing, Agentic AI really works. You can now compare and purchase your private health insurance using AI Agents.

Last week, we sold our first policy, making Konkrd post-revenue and, to our knowledge, the first in Australia (and possibly globally) to complete a fully autonomous, AI-brokered health insurance sale end-to-end.

Konkrd uses Autonomous Sales Infrastructure (ASI), AI systems that analyse, compare, recommend, and put insurance policies in force under strict compliance controls.

Every recommendation and sale follows the same compliance obligations and frameworks we train our human health insurance team to meet, just faster, clearer and always on.

What Konkrd does

🤖 Matches you to the right cover based on your needs

🤖 Explains the fine print in plain English

🤖 Shows side-by-side comparisons with your current policy

We process 38 health funds, 4,000+ live policies, and 1.6 million+ data points.

It doesn’t just rank on price — it matches using AI Agents to help you choose.

For health fund partners, ASI offers a new way to reach and serve customers with transparency and full auditability.

For consumers, it means confidence: your choices are powered by data, checked by compliance, and approved by humans.

✅ AI can sell insurance.

✅ Konkrd made it happen.

👉 Try it now: https://konkrd.com

If you’re matched with Australian Unity, you can complete your purchase today.

Thanks to the Konkrd team for the late nights, this is just the start.

31/10/2025

Agentic AI works in an Australian first! We’ve made history. At 4:11 pm on 31 October 2025, Konkrd made its first-ever private health insurance sale using Agentic AI broker to compare the customer’s needs, read the policy fine print and help them compare hundreds of options in minutes, then complete the sale with the policy in-force fully autonomous using AI Agents! It was an Extras policy with Two years after the idea of Konkrd was scribbled on a napkin at Grill’d Hampton, we’ve gone from dream to data to helping people sort out their Life Admin! Health Insurance is the first of many categories we have planned. .a.i

18/10/2025

💡 Why now is the right time for Konkrd?

AI isn’t coming; it’s already here. And it’s changing how Australians make financial decisions.

According to the State of AI 2025 report, three things have shifted…permanently

1️⃣ Agentic AI is production-ready.
Almost a third of enterprises are already running multi-agent systems, and by 2029 these will handle 80% of customer service issues.

2️⃣ Trust has crossed the threshold.
Half of consumers now trust AI to give financial advice or recommend insurance changes, meaning confidence in AI-driven decisions has moved from “early adopter” to mainstream.

3️⃣ The economics make sense.
AI inference costs have fallen 280× in two years. What used to cost $6 per customer through a call centre now costs about 30 cents, and that’s before the accuracy and transparency gains.

Australia is leading globally in AI use across financial advice (74% adoption vs 64% in the US). Regulators are encouraging innovation with strong governance, and the $2 billion broker commission market is still built on old infrastructure.

That’s the opening Konkrd was built for.

Konkrd is the first AI-native digital broker designed to compare, explain and optimise health insurance (and soon mortgages, utilities, travel and more).

It uses a network of specialised AI agents that read policy fine print, check compliance, and recommend the right cover, clearly, quickly, and without the jargon.

✅ We believe Australians deserve clarity, not confusion.

✅ We believe AI should serve customers, not complexity.

✅ We see it as the way to finally make comparison, compliance and choice simple again.

🟢 Beta access is opening soon.

If you’ve ever wondered whether your health cover really fits your life, Konkrd will help you find out, in minutes.

Register your interest here: https://konkrd.com

26/09/2025

🚫 Most “aggregators and comparison sites ” show you only the options they have commercial deals with.

✅ Konkrd is different, we’re an agentic AI broker and the AI works for you, showing you all the open health insurance products on the market.

Here’s what that means:
1️⃣ Understands you – analyses policies, product needs and preferences
2️⃣ Acts for you – automates forms, switching, follow-ups
3️⃣ Protects you – flags exclusions, wait periods, alerts on changes in price or benefits
4️⃣ Improves over time – continuous optimisation with loyalty built in

This is AI not as a “tool” but as a tireless digital agent.

That’s how we help Australians take control of life admin, starting with health insurance.

👉 We call it: Life Admin Like a Boss.

20/09/2025

Konkrds Co-Founders Scott Wilson and Michael White were recently on the KapVista Klips Podcast discussing how Konkrds AI Agents are set to disrupt the way insurance, finance and utility products are distributed in Australia and the future vision for Konkrd.

In this KapVista Klips interview, we sit down with Michael and Scott, the founders of Konkrd — an autonomous AI digital broker transforming how consumers man...