Kin Analytics

Kin Analytics Kin Analytics is a consulting group focused on discovering and creating opportunities for enterprise

Putting the finishing touches on next week’s session.There’s a segment where we build an intake automation tool live wit...
05/05/2026

Putting the finishing touches on next week’s session.

There’s a segment where we build an intake automation tool live with AI: from scratch, in front of everyone. We’re intentionally doing this to make a point that might be uncomfortable for some vendors in this space: the technology isn’t the competitive advantage anymore.

What is? Understanding the credit process. Knowing how decisions are actually made. Building solutions that fit the business, not forcing the business into a solution.

If you’re in equipment finance and thinking about intake automation, this is a different kind of conversation. May 06, 60 min.

🔗 https://lnkd.in/eMYTnexH

hashtag hashtag hashtag

01/05/2026

Scaling your lending operation requires more than just data, it requires an integrated ecosystem. At Kin Analytics, we focus on the three pillars that drive real results:

1️⃣ Application Automation: Streamline your front-end and eliminate manual bottlenecks.

2️⃣ KYB/KYC Validation: Build a robust safety net with automated business and identity verification.

3️⃣ Custom Scoring Models: Move beyond generic data with credit models tailored to your specific risk appetite.

Leave it to Kin 🚀

⛽ Is your credit model built for a world where diesel was $4?Weeks of elevated costs have already worked their way into ...
29/04/2026

⛽ Is your credit model built for a world where diesel was $4?
Weeks of elevated costs have already worked their way into carrier margins. Based on historical patterns, defaults may begin surfacing in delinquency data 6 to 18 months from now — not today.

The portfolios that feel that hit hardest won't be the ones with the most trucks. They'll be the ones with the most spot-market operators and no fuel surcharge coverage.

The window to act is before the data confirms what the macro picture is already showing. We put together a Risk Intelligence Brief that breaks down exactly what this means for equipment finance lenders.

Full report: https://hubs.ly/Q04cC8XN0
Leave it to Kin.

AI can build you a basic application intake tool in minutes. ⚡ We'll prove it live.But here's what it can't do in minute...
28/04/2026

AI can build you a basic application intake tool in minutes. ⚡ We'll prove it live.

But here's what it can't do in minutes:
- Understand your credit policy.
- Know your exception handling.
- Map to the data schema your scoring model is built around.
- Account for how your underwriters actually work.

The technology part of intake automation is now the easiest part of the job.
Anyone can build a prototype. The hard part — and the part that actually protects your portfolio — is understanding the risk process well enough to build the right thing.

That's the conversation we're having on May 06.
Patricio, our CPO. First half is industry perspective on originations. Second half we build the tool live to make the point.

Link: https://bit.ly/4cA7kxW

The past month raised questions your portfolio may not be able to answer yet.Oil prices moved sharply. Carrier margins c...
22/04/2026

The past month raised questions your portfolio may not be able to answer yet.

Oil prices moved sharply. Carrier margins came under pressure. Whether that translates into defaults depends on how things continue to unfold — but based on historical patterns, if it does, it typically shows up in delinquency data 6 to 18 months later, not today.

Moments like this one are worth understanding before the data catches up.
We put together a Risk Intelligence Brief breaking down how oil price volatility restructures credit risk by fleet size and contract structure, and what you can do before the numbers tell the story.

Read the full report: https://hubs.ly/Q04cC8XN0

Every equipment finance company is trying to automate intake.Faster data entry. Fewer manual touchpoints. AI extracting ...
21/04/2026

Every equipment finance company is trying to automate intake.

Faster data entry. Fewer manual touchpoints. AI extracting fields from applications.

But almost nobody is asking the more important question: how does your intake process affect the quality of your credit decisions?

Speed is great. But if the data hitting your scoring model is incomplete, misstructured, or inconsistent, you’re just making bad decisions faster.

We’re hosting a live session that tackles intake from a credit risk perspective, not a technology one. Patricio Pazmiño, our CPO, leads the conversation. The first half is where originations are headed, the second half, we'll build a document processing tool live with AI to show why the tech isn't the hard part.

Register now in our Live Session: https://zoom.us/webinar/register/6917756912227/WN_lwUOmUYCQKSpmJHERSyQNQ

The Strait of Hormuz reopened today. Crude prices will likely ease, but weeks of elevated costs have already worked thei...
18/04/2026

The Strait of Hormuz reopened today. Crude prices will likely ease, but weeks of elevated costs have already worked their way into carrier margins. That damage doesn't unwind when a strait reopens. Based on historical patterns, if defaults follow, they typically show up in delinquency data 6 to 18 months after the spike, not the day prices ease. Not every shock plays out the same way, but the risk is real enough to understand your exposure now.

The gap between what may have happened to your borrowers over the past few weeks and what shows up in your book later, that's your window.

We put together a Risk Intelligence Brief that breaks down what this means for equipment finance lenders: how diesel price restructures credit risk by fleet size and contract structure, what DSCR looks like for spot-market operators versus contracted fleets under stress, and four things you can act on before the data catches up.

Read the full report: https://hubs.ly/Q04cC8XN0

At the National Equipment Finance Association Spring Conference, we connected with lenders, operators, and innovators al...
06/04/2026

At the National Equipment Finance Association Spring Conference, we connected with lenders, operators, and innovators all asking the same question: how do we make smarter credit decisions?

At Kin, these are the problems we focus on solving every day.

Thank you to everyone who took the time to meet with us, challenge our thinking, and share what is actually happening on the ground.
If we did not get a chance to connect, or if you want to continue the conversation, reach out. We would love to keep building together.

Underwriting performance is not just a model problem. It is a design problem.In the world of B2B credit and equipment fi...
01/04/2026

Underwriting performance is not just a model problem. It is a design problem.

In the world of B2B credit and equipment finance, better algorithms don't always lead to better results. If the system doesn't support how decisions are actually made, human intuition and the automated model will always be at odds.

We believe that user experience in credit systems isn't about how things look, it's about how information is organized to earn trust.

Read more in our latest blog: https://www.kinanalytics.com/blogs/underwriting-automation-fails-ux-problem

30/03/2026

In our latest snippet from The Hive, Moto Tohda, Vice President at Tokyo Century, discusses how the pandemic fundamentally shifted the equipment finance landscape.

It’s no longer just about the product; it’s about leveraging data to reach customers faster and providing the self-service tools they now expect.

Want to hear more about the strategic evolution of the industry? Catch the full conversation with Moto on Episode 4 🙌

Spotify: https://open.spotify.com/episode/7xE8azgyfuHo1eMXVIecj1?si=c5dce2d8dfcd4f0c
YouTube: https://youtu.be/vcwlGafPgDE
Apple Podcast: https://podcasts.apple.com/ec/podcast/episode-4-ft-moto-tohda-leadership-perspective-and/id1845948844?i=1000753106838

27/03/2026

At Kin, we believe the metrics of success should go beyond the balance sheet. For us, the “B” is a signal of our commitment to innovation, teamwork, and social inclusion.

This March, we proudly join 10,000+ companies worldwide to celebrate .

Let’s build a better future together 🙌

Dirección

Quito
593

Horario de Apertura

Lunes 08:30 - 17:30
Martes 08:30 - 17:30
Miércoles 08:30 - 17:30
Jueves 08:30 - 17:30
Viernes 09:00 - 17:30

Página web

Notificaciones

Sé el primero en enterarse y déjanos enviarle un correo electrónico cuando Kin Analytics publique noticias y promociones. Su dirección de correo electrónico no se utilizará para ningún otro fin, y puede darse de baja en cualquier momento.

Contacto La Empresa

Enviar un mensaje a Kin Analytics:

Atajos

Compartir