TechRevo Sdn. Bhd.

TechRevo Sdn. Bhd. A Home Loan Calculator
created by Techs, not bank

Do you know if your commitment (DSR) is too high, you are hardly to get loan approval from bank. ๐Ÿ˜ŸIf choosing debt conso...
28/09/2022

Do you know if your commitment (DSR) is too high, you are hardly to get loan approval from bank. ๐Ÿ˜Ÿ

If choosing debt consolidation can park ALL your loans under one, and pay one SINGLE interest rate. Doesn't it sound better?

Debt consolidation will be better financial planning if you have too many debts at the moment.

Wishing you and your family good fortune and happiness in this moon festival. โœจHappy Mid-Autumn Festival! ๐Ÿ˜Š
10/09/2022

Wishing you and your family good fortune and happiness in this moon festival. โœจ

Happy Mid-Autumn Festival! ๐Ÿ˜Š

Merdeka! Merdeka! Happy birthday Malaysia ๐Ÿ˜˜Time for malaysians to celebrate and we wish everyone a happy holiday ๐Ÿ˜ŠVIsit...
30/08/2022

Merdeka! Merdeka! Happy birthday Malaysia ๐Ÿ˜˜

Time for malaysians to celebrate and we wish everyone a happy holiday ๐Ÿ˜Š

VIsit us at: www.techrevo.com.my

30/08/2022

Ejen , berapa banyak yang anda belanjakan untuk yuran pengiklanan anda dan belanja minyak kereta? ๐Ÿ™„

Berapa banyak masa yang anda luangkan untuk membawa pelanggan ke bilik pameran dan melakukan pembentangan anda?

๐Œ๐š๐ฌ๐š ๐ข๐ญ๐ฎ ๐ฐ๐š๐ง๐ ! ๐Ÿฅฒ๐Ÿฅฒ

Aplikasi Techvero kami akan memberitahu anda dalam ๐ฆ๐š๐ฌ๐š ๐Ÿ“ ๐ฆ๐ข๐ง๐ข๐ญ jika pelanggan mempunyai "Potensi" dan mengatur untuk memohon pinjaman dengan segera. ๐Ÿ’ชโœจ

๐“๐ž๐œ๐ก๐ซ๐ž๐ฏ๐จ ๐€๐๐ ๐ข๐š๐ฅ๐š๐ก ๐€๐๐ ๐ค๐จ๐ฆ๐ฉ๐ฎ๐ญ๐ž๐ซ ๐ฉ๐ข๐ง๐ฃ๐š๐ฆ๐š๐ง ๐ซ๐ฎ๐ฆ๐š๐ก ๐ฉ๐ž๐ซ๐ญ๐š๐ฆ๐š ๐๐ข ๐Œ๐š๐ฅ๐š๐ฒ๐ฌ๐ข๐š.

Dalam tempoh 2 tahun yang lalu, ia telah membantu lebih 1000 Pembeli Rumah untuk membeli rumah dengan jayanya.

Ejen hartanah mencari pelanggan yang tepat dan memohon bank yang betul!

Anda boleh segera ๐ฌ๐ž๐ฆ๐š๐ค ๐ฆ๐š๐ค๐ฅ๐ฎ๐ฆ๐š๐ญ ๐‚๐‚๐‘๐ˆ๐’ + ๐‚๐ญ๐จ๐ฌ ๐ฉ๐ž๐ฅ๐š๐ง๐ ๐ ๐š๐ง, sama ada ada AKPK, Bankrap, Kes Undang-undang, anda boleh lihat juga kelayakan DSR dan gadaian!

Kami mempunyai ๐Ÿ๐Ÿ ๐›๐š๐ง๐ค ๐ฒ๐š๐ง๐  ๐›๐จ๐ฅ๐ž๐ก ๐ฆ๐ž๐ฅ๐ฎ๐ฅ๐ฎ๐ฌ๐ค๐š๐ง ๐ฃ๐ฎ๐ฆ๐ฅ๐š๐ก ๐ฉ๐ข๐ง๐ฃ๐š๐ฆ๐š๐ง, dan juga memberitahu anda berapa banyak jumlah yang anda boleh pinjam, dan berapa banyak faedah yang boleh dikira! ๐Ÿคฉ

๐€๐ฉ๐ฉ๐ฅ๐ข๐ค๐š๐ฌ๐ข ๐ค๐š๐ฆ๐ข ๐›๐จ๐ฅ๐ž๐ก ๐ฆ๐ž๐ง๐ ๐ก๐š๐ฌ๐ข๐ฅ๐ค๐š๐ง ๐‹๐š๐ฉ๐จ๐ซ๐š๐ง ๐๐ž๐ง๐ฎ๐ก:

โœ”๏ธ Sejarah kredit sehingga 12 bulan yang lepas (CCRIS)
โœ”๏ธ Kebankrapan, Saman Undang-undang, Tindakan Undang-undang daripada bank, SAA dan Biro Perdagangan (Seksyen E)
โœ”๏ธ Pengiraan kelayakkan pinjaman perumahan maksimum sehingga 12 Bank yang menguntungkan gadai janji di Malaysia
โœ”๏ธ CCRIS + Laporan Kredit Berlesen + Kalkulator DSR

๐๐จ๐ฌ! ๐€๐ฉ๐š ๐ญ๐ฎ๐ง๐ ๐ ๐ฎ ๐ฅ๐š๐ ๐ข ๐Ÿคฉ๐Ÿคฉ๐Ÿคฉ๐Ÿคฉ

Klik butang hantar mesej untuk menghubungi kami dengan segera, supaya ejen hartanah anda boleh mencari pelanggan tepat anda dengan lebih cepat!

๐Ÿ“ž ๐‡๐ฎ๐›๐ฎ๐ง๐ ๐ข ๐ค๐š๐ฆ๐ข ๐ฌ๐ž๐ค๐š๐ซ๐š๐ง๐ ! http://wa.link/le0iiw.

30/08/2022

Ejen , berapa banyak yang anda belanjakan untuk yuran pengiklanan anda dan belanja minyak kereta? ๐Ÿ™„๐Ÿก

๐Œ๐š๐ฌ๐š ๐ข๐ญ๐ฎ ๐ฐ๐š๐ง๐ !๐Ÿฅฒ

YA!! Aplikasi Techvero kami akan memberitahu anda dalam masa 5 minit jika pelanggan mempunyai "Potensi" dan mengatur untuk memohon pinjaman dengan segera.

Techrevo APP ialah APP komputer pinjaman rumah pertama di Malaysia.

Dalam tempoh 2 tahun yang lalu, ia telah membantu lebih 1000 Pembeli Rumah untuk membeli rumah dengan jayanya.

Anda boleh ๐ฌ๐ž๐ ๐ž๐ซ๐š ๐ฌ๐ž๐ฆ๐š๐ค ๐ฆ๐š๐ค๐ฅ๐ฎ๐ฆ๐š๐ญ ๐‚๐‚๐‘๐ˆ๐’ + ๐‚๐ญ๐จ๐ฌ ๐ฉ๐ž๐ฅ๐š๐ง๐ ๐ ๐š๐ง, sama ada ada AKPK, Bankrap, Kes Undang-undang, anda boleh lihat juga kelayakan DSR dan gadaian!

Kami mempunyai ๐Ÿ๐Ÿ ๐›๐š๐ง๐ค ๐ฒ๐š๐ง๐  ๐›๐จ๐ฅ๐ž๐ก ๐ฆ๐ž๐ฅ๐ฎ๐ฅ๐ฎ๐ฌ๐ค๐š๐ง ๐ฃ๐ฎ๐ฆ๐ฅ๐š๐ก ๐ฉ๐ข๐ง๐ฃ๐š๐ฆ๐š๐ง, dan juga memberitahu anda berapa banyak jumlah yang anda boleh pinjam, seperti Maybank, Public Bank, Alliance Bank, BSN, CIMB Bank, apa sahaja bank yang anda mahu!

Applikasi kami boleh menghasilkan Laporan Penuh dan Menyeluruh kepada anda yang merangkum:

โœ”๏ธ Sejarah kredit sehingga 12 bulan yang lepas (CCRIS)
โœ”๏ธ Kebankrapan, Saman Undang-undang, Tindakan Undang-undang daripada bank, SAA dan Biro Perdagangan (Seksyen E)
โœ”๏ธ Pengiraan kelayakkan pinjaman perumahan maksimum sehingga 12 Bank yang menguntungkan gadai janji di Malaysia
โœ”๏ธ CCRIS + Laporan Kredit Berlesen + Kalkulator DSR

๐๐จ๐ฌ! ๐€๐ฉ๐š ๐ญ๐ฎ๐ง๐ ๐ ๐ฎ ๐ฅ๐š๐ ๐ข

Klik butang hantar mesej untuk menghubungi kami dengan segera, supaya ejen hartanah anda boleh mencari pelanggan tepat anda dengan lebih cepat!

๐‡๐ฎ๐›๐ฎ๐ง๐ ๐ข ๐ค๐š๐ฆ๐ข ๐ฌ๐ž๐ค๐š๐ซ๐š๐ง๐ ! http://wa.link/le0iiw.

According to AKPK, ๐Ÿฐ๐Ÿฏ.๐Ÿฏ % ๐—ผ๐—ณ ๐— ๐—ฎ๐—น๐—ฎ๐˜†๐˜€๐—ถ๐—ฎ๐—ป๐˜€ are seeking debt management assistance due to poor financial planning.Under AKPK...
26/08/2022

According to AKPK, ๐Ÿฐ๐Ÿฏ.๐Ÿฏ % ๐—ผ๐—ณ ๐— ๐—ฎ๐—น๐—ฎ๐˜†๐˜€๐—ถ๐—ฎ๐—ป๐˜€ are seeking debt management assistance due to poor financial planning.

Under AKPK, a voluntary agreement is a binding agreement between a debtor and a creditor to repay their outstanding debts.

Akpk can avoid bankruptcy and the pitfalls that come with that, anyone can call up AKPK and inform them about their situation.

๐—›๐—ผ๐˜„?

After you get into a voluntary agreement to help with your debts, here are the benefits that you will stand to gain:

โ€ข You will only need to pay an agreed percentage of your debt back. The amount that you will need to pay will be agreed upon by your creditors in your VA and no unsecured creditor can take any further action to recover their money, apart from what was stipulated in the VA.

โ€ข You will be free of debt in a set time of 3 years.

โ€ข Your creditors will stop demanding for further payments. A VA is legally binding, ensuring that your creditors do not take any further legal action, contact you for payment purposes, or send any debt collectors your way.

โ€ข The contractual interest and charges on your unsecured debt will be frozen, so you can pay down your debts faster.

โ€ข AKPK will ensure that your monthly VA repayments are within your means as your monthly repayment amount will depend on your specific income and other incidences.

Once the agreement has been made, you will need to stick to it for the term of the arrangement.

This leaves you with minimum flexibility to renegotiate your payment terms. ๐Ÿ˜Ž

To learn more about home loan eligibility and home loan information, make sure you like and follow us in Facebook.

Sebelum memohon anda harus tahu bagaiman cara mengira nisbah pembiayaan hutang (DSR)? ๐Ÿ™„Nisbah pembiayaan hutang jug...
18/08/2022

Sebelum memohon anda harus tahu bagaiman cara mengira nisbah pembiayaan hutang (DSR)? ๐Ÿ™„

Nisbah pembiayaan hutang juga dikenali sebagai Debt Service Ratio (DSR) adalah nisbah jumlah hutang seseorang kepada pendapatan isi rumahnya.

Ini kerana setiap bank mempunyai had DSR yang berbeza.

Formula untuk DSR adalah seperti berikut:

(๐ƒ๐’๐‘ = ๐‡๐ฎ๐ญ๐š๐ง๐  / ๐๐ž๐ง๐๐š๐ฉ๐š๐ญ๐š๐ง ๐๐ž๐ซ๐ฌ๐ข๐ก ๐ฑ ๐Ÿ๐ŸŽ๐ŸŽ)

Cara pengiraan DSR adalah seperti contoh dibawah:

1. Jumlah Pendapatan Bersih RM5000
2. Jumlah Hutang Bulanan RM1900
3. Anggaran Jumlah Pinjaman Rumah Bulanan RM 1200

4. (Jumlah hutang RM1900 + Jumlah Pinjaman Bulanan RM1200) = RM3100

5. (Jumlah Keseluruhan RM3100 / Pendapatan Bersih RM5000) = 0.62

๐ƒ๐’๐‘= ๐ŸŽ.๐Ÿ”๐Ÿ ๐— ๐Ÿ๐ŸŽ๐ŸŽ = ๐Ÿ”๐Ÿ%

Kebanyakan Bank di Malaysia menerima DSR maksimum kira-kira 60-70%.

Sebab itu amatlah penting bagi anda untuk belajar mengira DSR sebelum anda membeli hartanah ataupun membuat pinjaman rumah.

๐—œ๐—ป๐˜๐—ฟ๐—ผ๐—ฑ๐˜‚๐—ฐ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐—ถ๐˜€ ๐—ง๐—ฒ๐—ฐ๐—ต๐—ฟ๐—ฒ๐˜ƒ๐—ผ ๐—›๐—ผ๐—บ๐—ฒ ๐—น๐—ผ๐—ฎ๐—ป ๐—˜๐—น๐—ถ๐—ด๐—ถ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜† ๐—”๐—ฃ๐—ฃ ๐˜ˆ๐˜ท๐˜ข๐˜ช๐˜ญ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ง๐˜ฐ๐˜ณ: ๐˜—๐˜ณ๐˜ฐ๐˜ฑ๐˜ฆ๐˜ณ๐˜ต๐˜บ ๐˜ˆ๐˜จ๐˜ฆ๐˜ฏ๐˜ต, ๐˜‹๐˜ฆ๐˜ท๐˜ฆ๐˜ญ๐˜ฐ๐˜ฑ๐˜ฆ๐˜ณ, ๐˜‰๐˜ข๐˜ฏ๐˜ฌ๐˜ฆ๐˜ณ ๐˜ข๐˜ฏ๐˜ฅ ๐˜”๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ ๐˜ˆ๐˜จ๐˜ฆ๐˜ฏ...
12/08/2022

๐—œ๐—ป๐˜๐—ฟ๐—ผ๐—ฑ๐˜‚๐—ฐ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐—ถ๐˜€ ๐—ง๐—ฒ๐—ฐ๐—ต๐—ฟ๐—ฒ๐˜ƒ๐—ผ ๐—›๐—ผ๐—บ๐—ฒ ๐—น๐—ผ๐—ฎ๐—ป ๐—˜๐—น๐—ถ๐—ด๐—ถ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜† ๐—”๐—ฃ๐—ฃ

๐˜ˆ๐˜ท๐˜ข๐˜ช๐˜ญ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ง๐˜ฐ๐˜ณ: ๐˜—๐˜ณ๐˜ฐ๐˜ฑ๐˜ฆ๐˜ณ๐˜ต๐˜บ ๐˜ˆ๐˜จ๐˜ฆ๐˜ฏ๐˜ต, ๐˜‹๐˜ฆ๐˜ท๐˜ฆ๐˜ญ๐˜ฐ๐˜ฑ๐˜ฆ๐˜ณ, ๐˜‰๐˜ข๐˜ฏ๐˜ฌ๐˜ฆ๐˜ณ ๐˜ข๐˜ฏ๐˜ฅ ๐˜”๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ ๐˜ˆ๐˜จ๐˜ฆ๐˜ฏ๐˜ต

An accurate calculation of home loan could significantly lighten a borrowerโ€™s efforts to acquire a home.

A wrong calculation could affect your home loan instalments, which could eventually lead to the foreclosure of your house.

TR Credit report with home loan calculator, a special calculator created to help agents and homebuyers determine how much money they would possibly could borrow from banks.

How do we calculate, TR home loan eligibility calculator takes into account of userโ€™s total income plus allowance and to calculate their monthly commitment: DSR ratio based on userโ€™s CCRIS.

Therefore, itโ€™s 99% accurate.

With our calculator app calculates the userโ€™s current commitment and determines the maximum amount you can borrow from banks.

To register yourself, fill up your registration form here to get access to our APP.

https://www.techrevo.com.my/enterprise-contact

TechRevo Enterprise Apps not only gives you your client CCRIS but also gives you their DSR+ home loan eligibility up to ...
03/08/2022

TechRevo Enterprise Apps not only gives you your client CCRIS but also gives you their DSR+ home loan eligibility up to 12 banks in Malaysia. ๐Ÿ ๐Ÿ’•

๐“๐ž๐œ๐ก๐‘๐ž๐ฏ๐จ ๐’๐๐ง ๐๐ก๐ Personal Credit Information Service (Credit Reporting Agency, CRA), and is regulated by the 2010 Credit Reporting Agency Act.

TechRevo Enterprise fully compliance with Personal Data Protection Act 2010 (PDPA), we protect the personal data of individuals with respect to commercial transactions. In order for user to generate clientโ€™s credit report, we required E-Consent from your client.

We are 100% secure and safe. ๐Ÿ”’๐Ÿ”

Suitable for property agent, developer, mortgage agent and bankers.

To get an access feel free to fill up the registration form: https://techrevo.com.my/enterprise-contact

๐——๐˜‚๐—ฝ๐—น๐—ฒ๐˜… is a two-storey structure in a condo that offers space and flexibility.Owners can opt to turn the upper floor int...
27/07/2022

๐——๐˜‚๐—ฝ๐—น๐—ฒ๐˜… is a two-storey structure in a condo that offers space and flexibility.

Owners can opt to turn the upper floor into, a master bedroom or even a home office.

In Malaysia, a duplex house is a double-storey unit constructed in a high-rise residential structure, such as in a condominium.

Sometimes called a loft, it typically offers an open area on the upper floor, which is connected to the lower floor by stairs within the unit itself.

๐—ง๐—ต๐—ฒ๐—ป, ๐—ถ๐˜€ ๐—ฑ๐˜‚๐—ฝ๐—น๐—ฒ๐˜… ๐—ฎ ๐—ฆ๐—ผ๐—›๐—ผ?

Many duplex units marketed as Small-office Home-office (SoHo) apartments in Malaysia.

One of the advantages of a duplex is that it offers flexibility for the owner to convert one of its floors into a home office.

A SoVo, which stands for โ€œSmall office, Virtual officeโ€, is a small office that's fully equipped with telecommunication and infrastructural facilities.

Both carry commercial titlle.

For more property and home loan information, feel free to visit us at www.techrevo.com.my.

Loan Rejection" โŒ Do you know more than 50% of home loans are rejected?Here are the top 8 reasons why!? - Unpaid ...
15/07/2022

Loan Rejection" โŒ
Do you know more than 50% of home loans are rejected?

Here are the top 8 reasons why!?
- Unpaid Dues
- High DSR= High commitment
-Lack of documents
- Bankruptcy
- Bad credit score
- No ccris
- Issuing bad cheques

Do not simply submit your loan without pre-checking your credit profile. Because there's a 50% chance of getting rejected!

Make sure to get yourself a financial health check before submitting a loan application! ๐Ÿ˜Ž๐Ÿ˜Ž

Visit us at: โฌ‡๏ธ
https://www.techrevo.com.my/
https://www.techrevo.com.my/
https://www.techrevo.com.my/

If you are interested in joining us as an advisor:

Click here for free registration: โฌ‡๏ธ
https://www.techrevo.com.my/register-for-interest
https://www.techrevo.com.my/register-for-interest
https://www.techrevo.com.my/register-for-interest

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