Trey Hamrick - Insurance and Risk Consultant

Trey Hamrick - Insurance and Risk Consultant Enriching business to achieve their desired goals.

Everyone’s watching the crane.Meanwhile, it’s the loose bolt that brings the project down.In construction, we tend to ch...
05/21/2025

Everyone’s watching the crane.
Meanwhile, it’s the loose bolt that brings the project down.

In construction, we tend to chase the big risk—collapses, lawsuits, major safety violations.
And sure, those matter. A lot.

But here’s the truth:
Most businesses aren’t undone by one catastrophic event.
They’re worn down by the risks they didn’t see coming—or didn’t think mattered.
• A subcontractor with no insurance
• A site walk without proper documentation
• Equipment logs that were “getting updated soon”
• A frayed extension cord that never should’ve been used

It’s death by a thousand preventable cuts.

At Moody Insurance, we help you see the full risk picture—and actually do something about it.
We bring tools, resources, and a seasoned team to help your company stay proactive, not just reactive.
From jobsite safety programs to subcontractor compliance reviews, we help you catch the small stuff before it becomes big stuff.

Because protecting the job starts with protecting the people, the process, and the plan.

Let’s talk if you’re ready for a partner who sees more than just the crane.

—
Trey Hamrick
Construction Risk Consultant
Moody Insurance
970-875-4216

Forget the spreadsheets.Forget the sales reports.Forget the boardroom.Now answer this —What’s your business’s most vulne...
04/03/2025

Forget the spreadsheets.
Forget the sales reports.
Forget the boardroom.

Now answer this —
What’s your business’s most vulnerable weakness?

Your fiercest competition?
Or the device in the palm of your hand?

Cyber attacks don’t announce themselves.
They’re silent.
Sudden.
Swift.
And they don’t care how good your quarter was.

That’s why every modern business needs two things:
A rapid response plan and cyber liability insurance that ensures you’re not just surviving — but thriving — when the storm hits.

If your business is connected, then it’s exposed.
Let’s talk about how to protect it.

Princess Premium is ready to save your program!
03/21/2025

Princess Premium is ready to save your program!

03/18/2025

Most WISPs worry about wind damage—but that’s not what’s driving insurance costs through the roof. Cyber threats like ransomware, data breaches, and DDoS attacks are the real reason premiums are skyrocketing.💰 Carriers are tightening policies.📈 Rates are increasing.🚫 Some insurers are even pulling out of the market.The good news? You can take control of your risk. Firewalls, multi-factor authentication, and strong incident response plans aren’t just IT strategies—they’re insurance cost savers.I break it all down in this quick video. ⬇️If you’re a WISP looking to protect your business and your bottom line, let’s talk. Moody Insurance knows the risks, and we’ve got the right solutions.

03/17/2025

🚨 Hospitality is booming, but insurance is tightening—Here’s why. 🚨

The hospitality industry is thriving, with revenue at record highs. But behind the scenes, the insurance market is shifting, making it harder—and more expensive—for hotels and resorts to get the right coverage.

🌪️ More natural disasters = higher claims
📈 Inflation is driving up repair costs
⚖️ More lawsuits are increasing liability risks
🔺 Reinsurance costs are skyrocketing

Insurers are reacting by raising deductibles, limiting coverage, and tightening underwriting. That means businesses need to be proactive, strategic, and well-advised when it comes to risk management.

If you’re in hospitality, now is the time to review your coverage and prepare for what’s ahead. In my latest video, I break down exactly what’s happening and what you can do to stay protected.

🎥 Watch now and let’s start the conversation. 👇

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Grand Junction, CO

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