Loti

Name: Loti
Address: Los Gatos, CA, 95030, US
Telephone: +18884885684

We are a group of designers, insurance pros, technologists and - yes - fellow victims. We UNDERSTAND.

06/19/2026

Officially confirmed: Loti is proud to be an early sponsor of United Policyholders’ UP to Good 2026 event this September.
United Policyholders has spent decades helping insured homeowners, families, and businesses navigate claims, recovery, preparedness, and advocacy. That mission is deeply aligned with why we’re building Loti: to help people document, organize, and recover more fully after a property loss.
We’re honored to support an organization that continues to stand up for policyholders when it matters most. See you in Santa Rosa on September 26th.

Event info: https://uphelp.org/uptogood2026/

06/16/2026

Think flood damage is covered by your homeowners policy?

In most cases, it is not.

Flooding can cause extensive damage to your home and belongings, and many homeowners do not realize they have a coverage gap until it is too late.

This guide explains how NFIP flood insurance works, what it covers, and what homeowners should know when evaluating their flood risk and protection options.

🔗 https://na2.hubs.ly/H061bvJ0

06/13/2026

Your garage protects more than just your car.

Garages and exterior areas are some of the most used parts of a home, but clutter, poor lighting, worn doors, and overlooked maintenance can create safety, security, and property risks.

This guide covers what to inspect and maintain, along with practical steps to keep these spaces organized, secure, and working the way they should year round.

🔗 https://na2.hubs.ly/H0619lm0

06/11/2026

Do you actually know what’s in your insurance policy?

Most homeowners don’t find out until they need to file a claim. By then, confusing language, exclusions, deductibles, and coverage limits can create real problems.

Let’s Talk Policy is a free tool in the Loti Toolbox that helps turn dense insurance documents into a clear, easy-to-read breakdown.

• Upload your policy or declarations page and get:
•Plain-English coverage summaries
• Key exclusions highlighted
•Deductible and limit breakdowns
• Coverage gaps identified
•A full-color exportable PDF

The goal is not to replace your policy. It is to help you understand it before you need it.
Try the free Let’s Talk Policy tool here:
🧰 https://na2.hubs.ly/H0641Q90

06/09/2026

Planning a home project?

Construction projects can add value to your home, but poor planning, missed permits, or the wrong contractor can quickly turn a simple upgrade into an expensive headache.

This guide covers what homeowners should know before starting construction, from planning and contractor selection to the key steps that help keep projects on track and done right.

👉 https://na2.hubs.ly/H05R46k0

06/06/2026

Your windows and doors do more than let light in.

They help protect your home from weather, improve energy efficiency, and play an important role in security. Small issues like worn seals, damaged frames, or faulty locks can lead to bigger problems over time.

This guide covers what to inspect, common warning signs to watch for, and simple maintenance steps that help keep your home secure, comfortable, and efficient.

🔗 https://na2.hubs.ly/H05R3-40

06/02/2026

Your roof and gutters do more than keep the rain out.

They work together to direct water away from your home, helping prevent leaks, mold, and costly structural damage. Small issues can develop over time and often go unnoticed until repairs become expensive.

This guide covers what to look for when inspecting your roof and gutters, along with simple maintenance steps that can help protect your home and extend their lifespan.

🔗 https://na2.hubs.ly/H05R3Xx0

05/30/2026

Children experience the home differently than adults.

Everyday spaces and routines can create risks like falls, burns, or access to unsafe areas if safety is not carefully considered.

This guide shares practical ways to make your home safer for children, covering common risk areas and simple steps that help reduce injuries as kids grow.

👉 https://na2.hubs.ly/H05Jp460

05/26/2026

Timely information matters during emergencies.

Alert services help homeowners stay informed about weather, wildfires, evacuations, and other changing conditions that can affect safety.

This guide explains which alert services are most useful, how to sign up, and how to customize notifications so you can respond faster when it counts.

📰 https://na2.hubs.ly/H039QNt0

05/23/2026

Some of the most important safety tools are easy to overlook.

Devices like smoke alarms, carbon monoxide detectors, and water sensors help catch problems early and give you more time to respond.

This guide covers the essential safety devices every home should have, where to install them, and how to keep them working properly year round.

👉 https://na2.hubs.ly/H039PlT0

Address

Los Gatos, CA
95030

Telephone

+18884885684

Website

http://www.loti.com/

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