OpenWay OpenWay Group is the developer of Way4, a digital banking and payment software platform.
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Payment modernization is increasingly judged by business outcomes: stronger profitability and customer retention, lower ...
31/07/2026

Payment modernization is increasingly judged by business outcomes: stronger profitability and customer retention, lower operational risk, and readiness for regulatory and market change.

These priorities shaped ๐—ก๐—˜๐—ซ๐—ง๐—š๐—˜๐—ก ๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ, OpenWayโ€™s first conference in Thailand, hosted with ๐—ฌ๐—œ๐—ฃ๐—œ๐—ก๐—ง๐—ฆ๐—ข๐—œ ๐—ก๐—˜๐—ซ๐—ง and ๐—–๐—ต๐—ฎ๐—ป๐—ฑ๐—น๐—ฒ๐—ฟ ๐— ๐—ผ๐—ฟ๐—ถ ๐—›๐—ฎ๐—บ๐—ฎ๐—ฑ๐—ฎ at Rosewood Bangkok on July 23.

Payment executives from across Thailand discussed several issues influencing financial institutionsโ€™ strategies:
โ€ข Protecting profitability and customer retention as competition intensifies
โ€ข Modernizing payment infrastructure while minimizing operational disruption
โ€ข Building scalable capabilities across issuing, acquiring, real-time payments, and digital wallets
โ€ข Preparing for opportunities in AI-driven payments and digital currencies
โ€ข Addressing licensing, data governance, security, and cross-border regulatory requirements
โ€ข Turning payment innovation into sustainable business growth

Across the sessions and panel discussion, one point was clear: modernization decisions must support growth while maintaining resilience and regulatory alignment. OpenWayโ€™s Way4 real-time digital payment software platform provides a flexible, composable platform built for speed, scale, and resilience.

Thank you to YIPINTSOI NEXT and Chandler Mori Hamada, our speakers and panelists, and everyone who joined us at Rosewood Bangkok.

NEXTGEN Payments 2026 marks an exciting beginning for OpenWay and our partnerships in Thailand!

Weโ€™re delighted to share that BORICA AD and OpenWay have won two Global Transaction Banking Innovation Awards 2026 from ...
23/07/2026

Weโ€™re delighted to share that BORICA AD and OpenWay have won two Global Transaction Banking Innovation Awards 2026 from The Digital Banker:

๐Ÿ† Excellence in Digital Innovation โ€“ Europe
๐Ÿ† Best Digital Transformation Program by a Vendor

The awards recognize our joint delivery of Bulgariaโ€™s national euro payments transition program, completed with zero unplanned downtime.

In the first 48 hours after euro adoption, BORICAโ€™s infrastructure, powered by OpenWayโ€™s Way4 digital payment software platform, processed more than 930,000 card and ATM transactions worth nearly โ‚ฌ42 million. The first euro ATM withdrawal was completed just 20 seconds after midnight.

This achievement belongs to the BORICA and OpenWay teams, whose close collaboration, technical expertise, and disciplined ex*****on made the transition possible.

We are especially proud to celebrate this milestone with BORICA and to see our long-standing partnership recognized on the global stage! https://eu1.hubs.ly/H0x64Vc0

For payment leaders, launching PayFac acquiring raises a strategic question:How do you move fast without giving up contr...
14/07/2026

For payment leaders, launching PayFac acquiring raises a strategic question:
How do you move fast without giving up control over the economics of the business?

Payoneer needed to launch complex acquiring capabilities quickly, while keeping flexibility over merchant pricing, billing, settlement, payouts, and multi-currency operations.

With ๐—ช๐—ฎ๐˜†๐Ÿฐ ๐——๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐˜๐—ฒ๐—ฑ ๐—ง๐—ฒ๐—ป๐—ฎ๐—ป๐˜ ๐—ฆ๐—ฎ๐—ฎ๐—ฆ, Payoneerโ€™s PayFac acquiring went live in just ๐˜๐˜„๐—ผ ๐—บ๐—ผ๐—ป๐˜๐—ต๐˜€ โ€” using a dedicated SaaS operating model that reduced infrastructure burden while preserving configuration control.

The relevance for fintechs, marketplaces, and global acquirers is clear:
PayFac acquiring does not have to require a long internal build, heavy upfront investment, or a rigid outsourced model.

A dedicated SaaS approach can give leadership teams a faster route to market, a more predictable operating model, and the commercial flexibility needed to adapt as merchant services scale.

Download the full case study: https://eu1.hubs.ly/H0wVWq60

07/07/2026

Europeโ€™s next fintech hub might not look like London, Amsterdam or Berlin!

Although ๐ˆ๐ญ๐š๐ฅ๐ฒ remains underestimated in Europeโ€™s fintech conversation, it is the EUโ€™s third-largest economy, home to major financial institutions, a strong SME base, deep private savings and a culture of quality ex*****on.

At Money2020 Europe, OpenWay joined a panel discussion organized by ItaliaFintech on what it would take for Italy to define a stronger role in the European fintech ecosystem.

Moderated by Alessandro Hatami, Founder and Managing Partner of Pacemakers-io, the panel brought together Alessandro Portolano, Chairman of ItaliaFintech and Partner at Chiomenti; Fabrizio Zennaro from the FinTech Division of the Bank of Italy; and Maria Vin, Head of Strategy at OpenWay.

The discussion revealed where Italyโ€™s strength could be different: becoming a hub for sophisticated, trusted B2B fintech. The next stage of fintech growth in Europe will depend on more than consumer adoption. It will require infrastructure that can support regulated innovation, SME finance, embedded services, wealth solutions, AI, operational resilience and cross-border scale. And this is where Italy could shine.

The panel looked at:

โ€ข Why Italy remains undervalued as a fintech hub
โ€ข Where its strongest fintech opportunities may emerge
โ€ข Why regulation can become a mark of credibility
โ€ข What foreign fintechs should understand before entering the market
โ€ข How Italy can define its own role in Europeโ€™s fintech ecosystem

Watch the video to hear why Italyโ€™s fintech opportunity could be less about becoming just โ€œthe nextโ€ hub โ€” and more about becoming the right hub for sophisticated financial innovation.

OpenWay and FG Group have formed a strategic partnership to support the next stage of Tajikistanโ€™s digital payments infr...
03/07/2026

OpenWay and FG Group have formed a strategic partnership to support the next stage of Tajikistanโ€™s digital payments infrastructure.

The collaboration creates new opportunities for banks, processors, and fintechs in ๐—ง๐—ฎ๐—ท๐—ถ๐—ธ๐—ถ๐˜€๐˜๐—ฎ๐—ป to ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐—น๐—ฒ๐—ฟ๐—ฎ๐˜๐—ฒ ๐˜๐—ต๐—ฒ ๐—น๐—ฎ๐˜‚๐—ป๐—ฐ๐—ต ๐—ผ๐—ณ ๐—บ๐—ผ๐—ฑ๐—ฒ๐—ฟ๐—ป ๐—ฑ๐—ถ๐—ด๐—ถ๐˜๐—ฎ๐—น ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜ ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ๐˜€. By combining Way4โ€™s broad functional capabilities, OpenWayโ€™s international implementation experience, and FG Groupโ€™s deep understanding of the local market, financial institutions can build, launch, and scale services across ๐—ฐ๐—ฎ๐—ฟ๐—ฑ ๐—ถ๐˜€๐˜€๐˜‚๐—ถ๐—ป๐—ด, ๐—ฑ๐—ถ๐—ด๐—ถ๐˜๐—ฎ๐—น ๐˜„๐—ฎ๐—น๐—น๐—ฒ๐˜๐˜€, ๐—ฎ๐—ฐ๐—พ๐˜‚๐—ถ๐—ฟ๐—ถ๐—ป๐—ด, ๐—ฟ๐—ฒ๐—ฎ๐—น-๐˜๐—ถ๐—บ๐—ฒ ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€, and more โ€” with local-language support and delivery in the same time zone.

โ€œA modern payments platform can become the foundation for a full digital payments ecosystem that brings together payments and transfers, digital wallets, government services, e-commerce, and partner offerings. Way4 already supports payment ecosystems across Europe, Asia, Africa, and the Middle East, and can be adapted to different business models and local requirements,โ€ said Roman Zaretsky, Regional Director for Central Asia at OpenWay.

โ€œBy combining our 19 years of expertise in systems integration and IT infrastructure with OpenWayโ€™s international experience and the capabilities of Way4, we believe this partnership can help make digital financial services more accessible to citizens, entrepreneurs, and small businesses โ€” not only in major cities, but also across the countryโ€™s regions,โ€ said Faridun Akbarov, Founder and CEO of FG Group.

Planning to launch or scale a digital payments project? Letโ€™s talk: https://eu1.hubs.ly/H0wFNZf0

25/06/2026

๐—”๐—œ ๐—ถ๐—ป ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ is only as effective as the data foundation behind it.

Many payment providers are investing in AI. But if customer, transaction, merchant, and product data remain fragmented or delayed, AI cannot support decisions ๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฒ ๐—ถ๐˜€ ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—ฐ๐—ฟ๐—ฒ๐—ฎ๐˜๐—ฒ๐—ฑ: ๐—ถ๐—ป๐˜€๐—ถ๐—ฑ๐—ฒ ๐—น๐—ถ๐˜ƒ๐—ฒ ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜ ๐—ณ๐—น๐—ผ๐˜„๐˜€.

The real question for executives isnโ€™t โ€œHow do we use AI?โ€
Itโ€™s โ€œCan our platform turn data into decisions in real time?โ€

That is where modern payment platforms matter.

Way4 by OpenWay was designed with a real-time processing core and unified data architecture โ€” giving issuers, processors, and fintechs the ability to apply AI directly in:

โ€“ Personalization that increases spend and loyalty
โ€“ Product offers triggered at the right time
โ€“ Portfolio decisions based on live usage patterns

In OpenWayโ€™s latest expert insight interview, Anton Klimov, Solution Manager for Way4 Card Issuing, explains why AI success in payments depends on ๐—ฟ๐—ฒ๐—ฎ๐—น-๐˜๐—ถ๐—บ๐—ฒ, ๐˜‚๐—ป๐—ถ๐—ณ๐—ถ๐—ฒ๐—ฑ ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜ ๐—ฑ๐—ฎ๐˜๐—ฎ โ€” and how modern payment platforms like Way4 make this possible.

๐Ÿ‘‰ https://eu1.hubs.ly/H0wkw4_0

Is your card issuing platform built for your next stage of growth?For leading ๐—ฏ๐—ฎ๐—ป๐—ธ๐˜€, ๐—ฝ๐—ฟ๐—ผ๐—ฐ๐—ฒ๐˜€๐˜€๐—ผ๐—ฟ๐˜€, and ๐—ฐ๐—ฎ๐—ฟ๐—ฑ ๐—ถ๐˜€๐˜€๐˜‚๐—ฒ๐—ฟ๐˜€, digit...
18/06/2026

Is your card issuing platform built for your next stage of growth?

For leading ๐—ฏ๐—ฎ๐—ป๐—ธ๐˜€, ๐—ฝ๐—ฟ๐—ผ๐—ฐ๐—ฒ๐˜€๐˜€๐—ผ๐—ฟ๐˜€, and ๐—ฐ๐—ฎ๐—ฟ๐—ฑ ๐—ถ๐˜€๐˜€๐˜‚๐—ฒ๐—ฟ๐˜€, digital payments platforms now need to do far more than process transactions. They must support ๐—ณ๐—ฎ๐˜€๐˜๐—ฒ๐—ฟ ๐—ถ๐—ป๐—ป๐—ผ๐˜ƒ๐—ฎ๐˜๐—ถ๐—ผ๐—ป, ๐—น๐—ผ๐—ฐ๐—ฎ๐—น ๐—ฎ๐—ป๐—ฑ ๐—ด๐—น๐—ผ๐—ฏ๐—ฎ๐—น ๐—ฒ๐˜…๐—ฝ๐—ฎ๐—ป๐˜€๐—ถ๐—ผ๐—ป, ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—ฒ๐—ณ๐—ณ๐—ถ๐—ฐ๐—ถ๐—ฒ๐—ป๐—ฐ๐˜†, and new ๐—ฟ๐—ฒ๐˜ƒ๐—ฒ๐—ป๐˜‚๐—ฒ ๐—ผ๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€.

So, is your current card issuing system helping you compete faster โ€” or holding you back?
OpenWayโ€™s ๐—ช๐—ฎ๐˜†๐Ÿฐ ๐—–๐—ฎ๐—ฟ๐—ฑ ๐—œ๐˜€๐˜€๐˜‚๐—ถ๐—ป๐—ด software solution is designed for banks, processors, and fintechs that want to modernize issuing operations while expanding their card issuing capabilities.

With Way4, financial institutions can benefit from:
โ€ข ๐—ฅ๐—ฒ๐—ฎ๐—น-๐˜๐—ถ๐—บ๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฐ๐—ฒ๐˜€๐˜€๐—ถ๐—ป๐—ด for digital-first payment experiences and lower operating costs
โ€ข ๐—•๐—ฟ๐—ผ๐—ฎ๐—ฑ ๐—ฝ๐—ฟ๐—ผ๐—ฑ๐˜‚๐—ฐ๐˜ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ across debit, credit, prepaid, virtual, corporate, fleet, BNPL, CBDC, crypto, wallet, token, and other payment products
โ€ข ๐—™๐—ฎ๐˜€๐˜, ๐—ณ๐—น๐—ฒ๐˜…๐—ถ๐—ฏ๐—น๐—ฒ ๐—ฐ๐—ผ๐—ป๐—ณ๐—ถ๐—ด๐˜‚๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐—ป through a 95% parameter-driven architecture, enabling innovations to launch in 4โ€“6 weeks
โ€ข ๐—˜๐—ป๐˜๐—ฒ๐—ฟ๐—ฝ๐—ฟ๐—ถ๐˜€๐—ฒ-๐—ด๐—ฟ๐—ฎ๐—ฑ๐—ฒ ๐˜€๐—ฐ๐—ฎ๐—น๐—ฎ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜†, with one live Way4 installation supporting 200+ million cards, 5,500 transactions per second, and 7,000 API calls per second

Leading financial institutions including ๐—ฅ๐—ฃ๐—–, ๐—ก๐—ฒ๐˜๐˜„๐—ผ๐—ฟ๐—ธ ๐—œ๐—ป๐˜๐—ฒ๐—ฟ๐—ป๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น, ๐—˜๐—พ๐˜‚๐—ถ๐˜๐˜† ๐—•๐—ฎ๐—ป๐—ธ, and ๐—•๐—ฎ๐—ป๐—ฒ๐˜€๐—ฐ๐—ผ have used Way4 to improve efficiency, resilience, and speed to market โ€” with OpenWay as their innovation partner.

Discover how Way4 Card Issuing can help your organization modernize, consolidate, and grow: https://eu1.hubs.ly/H0wdpZc0

11/06/2026

How can payment providers scale product complexity without losing control?

In payments, product complexity is the norm. A single card proposition may combine credit, loyalty, installments, wallet integration, and tokenization. The real challenge is not assembling these capabilities once. It is maintaining control as the product evolves.

In fragmented environments, each capability sits in a separate system. Over time, that creates operational dependencies, weakens consistency, and makes further development harder to manage.

A unified, single platform like Way4 by OpenWay brings authorization, routing, and business rules into one real-time environment. That gives payment providers a more controlled foundation for managing complex products and evolving them over time.

The result is not just greater efficiency. It is a more sustainable way to scale product sophistication without rebuilding from scratch.

Anton Klimov explains how this works in our third expert interview. Learn more https://eu1.hubs.ly/H0w32cP0

In todayโ€™s payments race, launch speed defines market leadership.OpenWay announces its collaboration with Visa to help b...
09/06/2026

In todayโ€™s payments race, launch speed defines market leadership.

OpenWay announces its collaboration with Visa to help banks, processors, and fintechs bring new Visa payment capabilities to market faster on the Way4 digital payments platform.

For financial institutions, launching new payment products often means balancing speed, integration complexity, resilience, and customer expectations. This collaboration is designed to simplify implementation and shorten deployment timelines โ€” helping institutions move from idea to market faster.

๐—ช๐—ฎ๐˜†๐Ÿฐ gives banks and fintechs a ๐˜€๐—ถ๐—ป๐—ด๐—น๐—ฒ ๐—ฟ๐—ฒ๐—ฎ๐—น-๐˜๐—ถ๐—บ๐—ฒ ๐—ฝ๐—น๐—ฎ๐˜๐—ณ๐—ผ๐—ฟ๐—บ for card issuing, merchant acquiring, digital wallets, fleet payments, and more. The platform is designed to help financial institutions launch and scale new payment propositions with ๐—ต๐—ถ๐—ด๐—ต ๐—ฐ๐—ผ๐—ป๐—ณ๐—ถ๐—ด๐˜‚๐—ฟ๐—ฎ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜† ๐—ฎ๐—ป๐—ฑ ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—ฟ๐—ฒ๐—น๐—ถ๐—ฎ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜† ๐—ฎ๐˜ ๐˜€๐—ฝ๐—ฒ๐—ฒ๐—ฑ โ€” with flexible deployment across cloud, dedicated SaaS, hybrid, and on-premises models.

The collaboration builds on recent Visa product initiatives supported on Way4, including Visa Flexible Credential and Visa Fleet 2.0, with more capabilities expected to follow.

Because the future of payments belongs to those who can launch, adapt, and scale faster!

Read the full press release: https://eu1.hubs.ly/H0v-YKL0

๐— ๐—ผ๐—ป๐—ฒ๐˜†๐Ÿฎ๐Ÿฌ/๐Ÿฎ๐Ÿฌ ๐—˜๐˜‚๐—ฟ๐—ผ๐—ฝ๐—ฒ ๐—ถ๐˜€ ๐—ถ๐—ป ๐—ณ๐˜‚๐—น๐—น ๐˜€๐˜„๐—ถ๐—ป๐—ด โ€” ๐—ฎ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ข๐—ฝ๐—ฒ๐—ป๐—ช๐—ฎ๐˜† ๐˜๐—ฒ๐—ฎ๐—บ ๐—ถ๐˜€ ๐—ผ๐—ป ๐˜€๐—ถ๐˜๐—ฒ!If youโ€™re exploring how to scale your payments busi...
03/06/2026

๐— ๐—ผ๐—ป๐—ฒ๐˜†๐Ÿฎ๐Ÿฌ/๐Ÿฎ๐Ÿฌ ๐—˜๐˜‚๐—ฟ๐—ผ๐—ฝ๐—ฒ ๐—ถ๐˜€ ๐—ถ๐—ป ๐—ณ๐˜‚๐—น๐—น ๐˜€๐˜„๐—ถ๐—ป๐—ด โ€” ๐—ฎ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ข๐—ฝ๐—ฒ๐—ป๐—ช๐—ฎ๐˜† ๐˜๐—ฒ๐—ฎ๐—บ ๐—ถ๐˜€ ๐—ผ๐—ป ๐˜€๐—ถ๐˜๐—ฒ!
If youโ€™re exploring how to scale your payments business without adding operational complexity, come meet our experts and talk about what resilience by design looks like in practice.

Weโ€™ve been thrilled to connect with payment leaders from across the industry and catch up with our clients and partners, including ๐—•๐—ผ๐—ฟ๐—ถ๐—ฐ๐—ฎ, ๐—ฆ๐—ต๐—ถ๐—ณ๐˜๐Ÿฐ, ๐—š๐—ฎ๐—ฟ๐˜๐—ป๐—ฒ๐—ฟ, ๐——๐—ฎ๐˜๐—ผ๐˜€ ๐—œ๐—ป๐˜€๐—ถ๐—ด๐—ต๐˜๐˜€, ๐—–๐—ฒ๐—น๐—ฒ๐—ป๐˜, ๐—ฎ๐—ป๐—ฑ ๐—ฃ๐—ฟ๐—ผ๐—ณ๐—ถ๐˜ ๐—œ๐—ป๐˜€๐—ถ๐—ด๐—ต๐˜!
At Money20/20, weโ€™re sharing how banks, processors, fintechs, and ambitious payment businesses can:

โœ… launch new card, wallet, acquiring, and SME propositions faster
โœ… expand across markets, products, and business lines with less friction
โœ… modernize payments on a proven, real-time digital payments platform
โœ… build for growth, resilience, and long-term transformation with

Come say hello to Jean-Philippe Wolyniec, Serge Robyns, Maria Vin and Leidi Turatti โ€” weโ€™d be happy to connect, exchange ideas, and show how OpenWay helps payment leaders scale whatโ€™s next.

Letโ€™s meet at stand ๐—ž๐Ÿฐ๐Ÿต at ๐— ๐—ผ๐—ป๐—ฒ๐˜†๐Ÿฎ๐Ÿฌ/๐Ÿฎ๐Ÿฌ in Amsterdam!

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