08/03/2026
Long before fintech, the diaspora had already solved trust: the chama, the stokvel, the susu, the mukando, the harambee. These circles move real money on nothing but a shared word and a notebook — and they work, until someone moves, a page goes missing, or a contribution gets disputed with no record to settle it.
We’re building Coynitt to hold these exact practices, not replace them: every contribution visible to every member, every payout accounted for. Same circle, same trust — just harder to lose.
