10/29/2026
Only 56% of Canadian employers with benefit plans cover fertility medications, and fewer than 1% cover clinic treatments like IVF, even as fertility drug claims have climbed 21% over the past five years, according to Manulife.
The good news? Health Spending Accounts and Wellness Spending Accounts can help close that gap.
From fertility medications and specialist consultations to IVF and other treatments, HSAs and WSAs give employees the flexibility to direct their benefits dollars toward the family-building care that traditional plans often leave out.