Mickle

Mickle Our Licensed Advisors help you realise your full financial potential so you can live your best life.

We connect you with licensed Financial and Insurance advisors who are driven to help Canadians and their families achieve financial success and live their best lives through personalised financial planning.

While it may be more difficult to get life insurance as you get older, it's not impossible. Some insurance companies off...
01/30/2023

While it may be more difficult to get life insurance as you get older, it's not impossible. Some insurance companies offer policies for older individuals, but the premiums may be higher.

Let’s get you connected our licensed insurance advisors. Contact us for your FREE consultation. Or Comment MORE if you want detailed information about these benefits.


01/27/2023

Life Insurance has its living benefits. You can leverage permanent insurance like universal life while you’re living. Some of the benefits of universal life insurance in Canada include:

Flexible Premiums
Cash Value Accumilation
Tax Advantage
Death Benefits
Living Benefits
Investments

Let’s get you connected our licensed insurance advisors. Contact us for your FREE consultation. Or Comment MORE if you want detailed information about these benefits.


There are many different types of life insurance policies available, and the cost can vary greatly depending on factors ...
01/26/2023

There are many different types of life insurance policies available, and the cost can vary greatly depending on factors such as the amount of coverage, the length of the policy, and the applicant's age and health. It's important to shop around and compare different policies to find one that fits your budget. Additionally, some employers offer group life insurance at a discounted rate.

Let’s get you connected our licensed insurance advisors. Contact us for your FREE consultation.

01/25/2023

If you're starting a family, it's important to consider the financial impact of your death on your loved ones. A term life insurance policy can provide coverage for a specific period of time, such as the length of a mortgage or until children are grown and financially independent. Additionally, consider adding a rider to your policy to cover the costs of raising your children in case of your death.

To leave a legacy: Life insurance can also be used to leave a legacy to your loved ones or to a charitable organization....
01/23/2023

To leave a legacy: Life insurance can also be used to leave a legacy to your loved ones or to a charitable organization. This way, your death can have a positive impact even after you are gone.

To provide for your family: Life insurance can provide a tax-free death benefit to your loved ones, which can be used to...
01/22/2023

To provide for your family: Life insurance can provide a tax-free death benefit to your loved ones, which can be used to cover expenses such as funeral costs, living expenses, and education expenses for your children.

To cover outstanding debts: Life insurance can be used to pay off outstanding debts, such as mortgages, car loans, and c...
01/21/2023

To cover outstanding debts: Life insurance can be used to pay off outstanding debts, such as mortgages, car loans, and credit card balances, so that your loved ones are not burdened with these debts in the event of your death.

Before major life changes: It's a good idea to get life insurance before you have any major life changes, such as gettin...
01/20/2023

Before major life changes: It's a good idea to get life insurance before you have any major life changes, such as getting married, having children, or buying a home. This way, you can ensure that your loved ones will be financially secure in the event of your unexpected death.

When you are young and healthy: As you age and your health changes, the cost of life insurance can increase. By getting ...
01/19/2023

When you are young and healthy: As you age and your health changes, the cost of life insurance can increase. By getting coverage when you are younger and in good health, you can lock in a lower premium rate.

The best time to get life insurance is typically when you are young and in good health, as this will generally result in...
01/18/2023

The best time to get life insurance is typically when you are young and in good health, as this will generally result in lower premiums. It's also a good idea to get life insurance before you have any major life changes, such as getting married, having children, or buying a home. Additionally, it's important to review and update your coverage as your needs and circumstances change over time.

01/16/2023

Have you heard about the DIME method? It is a way to help determine how much life insurance coverage you should have.

DIME stands for: 🏦 πŸ’Έ 🏑 πŸŽ“ also πŸ€‘πŸ“ˆ

🏦 Debt: This includes any outstanding debts or loans you have, such as mortgages, car loans, credit card balances, and student loans. You'll want to make sure your life insurance coverage is enough to pay off these debts in the event of your passing.

πŸ’Έ Income: Your life insurance coverage should be enough to replace your income and support your family in the event of your death. This includes taking into account future earning potential and any current or future expenses such as education, retirement etc.

🏑 Mortgage: If you own a home, it's important to consider how your family would manage the mortgage payments in the event of your passing. Your life insurance coverage should be enough to pay off the mortgage so your family can keep the home.

πŸŽ“ Education: If you have children or other dependents, you'll want to consider the cost of their education when determining your life insurance coverage. This will ensure that they have the resources they need to pursue their education goals.

πŸ€‘πŸ“ˆ Estate taxes: If you have a substantial estate, you may need to consider estate taxes when determining your life insurance coverage. Your coverage should be enough to cover any taxes due in the event of your passing so your family can keep more of your assets.

Message us today! we'll have you chatting with a financial advisor or insurance agent to understand how these factors apply to your specific situation and to get an accurate estimate of the coverage you need.

Don't wait, make sure your loved ones are protected.

Address

Huron Street
London, ON
N5V2E5

Opening Hours

Monday 10am - 8pm
Tuesday 10am - 8pm
Wednesday 10am - 8pm
Thursday 10am - 8pm
Friday 10am - 8pm
Saturday 12pm - 6pm
Sunday 12pm - 6pm

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+12265045512

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