Zensurance

10/27/2026

🎉 Now THIS is what a big cheque moment looks like! 🎉

Steadiwear is a Toronto startup building drug-free, non-invasive tech that helps steady hand tremors for people living with Essential Tremor and Parkinson’s. In 2025, they received our $10,000 Small Business Grant, and we’re still grinning about it. 😁💚

Now it’s your turn. 🙌

We’ve got six grants ready for Canadian small businesses with big plans:

💰 One $10,000 grant + five $1,000 grants
🗳️ Our judging panel picks six finalists, then Canadians vote for the $10K recipient
📝 Not a Zensurance client yet? Request a free insurance quote with your entry (no purchase necessary)
⏰ Entries close Dec. 18 at 6 p.m. ET

Don’t sit on this one. Enter now 👉 https://ow.ly/16fp5101hsR

Know a business owner who deserves a boost? Tag them below! 👇

No purchase necessary. Open to eligible small businesses in ON, BC, AB, MB, NB, NS, PE and NL. Full rules at the link.

10/26/2026

⭐⭐⭐⭐⭐
"Easy to set up."

Three little words we love hearing about insurance. 🙌

A wellness pro came to us needing specific coverage for their practice. We got them sorted without the headache, and kept the lines of communication open the whole way.

That's how insurance should feel.

Canadian small business owners and independent pros: get your free quote today 👉 https://ow.ly/SaQI5100XIi

10/26/2026

Thinking about buying a franchise, or just signed the agreement? 🏪

Before you open, your franchisor will want proof of insurance. And here’s what catches a lot of new owners off guard: the franchisor’s policy almost never covers your location.

Our new guide walks you through:

✅ The coverages most Canadian franchise agreements require
✅ What “additional insured” and “waiver of subrogation” really mean
✅ What franchise insurance costs in Canada
✅ How to get your certificate of insurance fast

Read it here 👉 https://ow.ly/INbw5100V7W

Got your agreement handy? Get a free quote online in minutes, and a licensed broker will match your coverage to your franchisor’s requirements. 💪

10/23/2026

🚨 Small businesses can wait to adopt AI. They can’t wait to defend against it.

That’s the message from our CEO Danish Yusuf in a new op-ed for BCBusiness — and the timing matters. October is Small Business Month in B.C. and Cyber Security Awareness Month across Canada.

Our latest Small Business Confidence Index found most owners are still holding off on AI (fair enough — cash flow comes first). But fraudsters aren’t waiting. They’re already using AI to send more convincing phishing emails, fake invoices and voice-cloned phone calls. 📧📞

Four things you can do this month that cost next to nothing:

✅ Turn on multi-factor authentication
✅ Confirm any change to payment details by phone
✅ Know who pays if you get hit
✅ Get cyber liability insurance

Read the full piece 👉 https://ow.ly/3z9U5100uNa

Then get a free cyber insurance quote in minutes! 👉 https://ow.ly/sVya5100uUF

Small businesses can afford to wait on AI adoption. Defending against AI-powered cyber threats requires action now.

10/23/2026

A customer trips on your front step. A job goes sideways and floods a client’s basement. 😬

Who pays for the injury, the damage and the lawyer?

If you’ve got commercial general liability (CGL) insurance, it can help cover those costs. If you don’t, it comes out of your pocket. 💸

Our new guide breaks down what CGL covers, what it doesn’t, and what it costs (about $450 a year for $2 million in coverage, on average).

👉 Read the guide: https://ow.ly/Bvte5100rJ6
⏱️ Ready to get covered? Get a free quote in about 3 minutes.

10/22/2026

$10,000 went to a small business in Mississauga. Real person. Real shop. Real money.

He’s not a celebrity founder with a pitch deck and a runway. He’s someone who shows up, does the work, and does the same thin-margin math every other small business owner in this country does at 11 p.m. on a Tuesday.

Then a $10,000 grant landed. And the math got easier.

Your business could be next. 👇

The Zensurance Small Business Grant is open again — six grants in total: one of $10,000 and five of $1,000. Entering takes a few minutes, and a free quote is all it takes to qualify. No purchase necessary.

📅 Entries close December 18, 2026 at 6 p.m. ET
📍 Open to eligible small businesses in ON, BC, AB, MB, NB, NS, PE and NL

Tell us what you’re building. 🔗 https://ow.ly/8W1t51001QZ

10/21/2026

You loaded the van. Drove across the city. Did the work. 🚐

Then you came back to open doors, an empty cargo bay and a pry bar on the pavement.

When you run the whole operation yourself, a break-in isn’t just stolen gear. It’s cancelled appointments, a frantic hunt for replacement equipment, and clients left waiting. Nobody can step in and cover your week for you.

What you can have is someone in your corner when it goes sideways. Zensurance builds coverage around how Canadian small businesses actually run — mobile, self-employed, one person or a full crew — so one bad day doesn’t cost you the season. 💪

👉 Get a free quote in about three minutes: https://ow.ly/BbIu50ZZFhk

Dramatization. Not all losses are covered; coverage is subject to the policy issued.

10/21/2026

Think workers' comp has your business fully covered? Not so fast. 👀

Workers' comp and employers' liability insurance both deal with workplace injuries, but they do very different jobs:

✅ Workers' comp is government-run, no-fault coverage that pays an injured worker's medical costs and lost wages.

🛡️ Employers' liability insurance covers YOUR legal defence and settlements if an employee or their family sues your business.

Here's the catch: workers' comp doesn't cover everyone. Volunteers, interns and workers your provincial board doesn't cover can leave gaps, and that's where a lawsuit can sneak through.

Our updated guide breaks down the difference, your province's WCB registration rules, and whether self-employed pros need coverage too.

👉 Read it now: https://ow.ly/6YOJ50ZZF1z

Then get a free employers' liability quote in minutes.

10/20/2026

Your client says your advice cost them money. 💸
A customer slips on your shop floor. 🤕
A pipe bursts over your inventory overnight. 💧

None of these are rare. All of them are expensive.

Small business insurance is the thing standing between a bad day and a closed business. Commercial general liability is where most Canadian businesses start — and coverage can cost less than you’d guess.

Here’s what it covers, what it actually costs, and how to tell if your business needs it 👇

https://ow.ly/ncp550ZZhqt

Free quote in about three minutes.

10/16/2026

You get hired because a client’s security posture is weak. 🔐

So when a breach happens anyway, guess who they look at? The person who told them they were secure.

Whether it was actually your fault matters a lot less than whether their lawyer thinks it was.

Here’s the part most cybersecurity consultants get wrong: cyber liability insurance covers a breach of your systems. If your client gets breached and blames your assessment, that’s a professional liability claim. Two different policies. Two different triggers. Most consultants need both.

Our new guide breaks down:

✅ What professional liability (E&O), cyber liability, CGL, and business contents each actually do
✅ The $2M/$2M minimums most client contracts demand (and when it jumps to $5M)
✅ What it costs — professional liability starts from $350/year
✅ Why incorporating won’t shield you from a negligence claim

Read it, then get a free quote in minutes 👇
https://ow.ly/Hftb50ZYnCN