Point Nine

22/05/2026

One Rulebook to Bind Them? The FCA & Bank of England’s Boldest Move Yet.

The May 2026 Regulatory Initiatives Grid dropped this week, revealing a major shift: the FCA and Bank of England are forming a joint taskforce to harmonise UK MiFIR, UK EMIR, and UK SFTR into a single reporting estate.

This is not just admin housekeeping. Regulators are moving away from treating these regimes as separate EU inheritances. If you have ever tried to reconcile a repo trade across SFTR and MiFIR, you know how critical and challenging this alignment will be.

What Is Changing?

- Unified Architecture: A streamlined framework to cut duplication. Standardising UTIs/LEIs is the easy part; field-level alignment and lifecycle modelling will be the real test.

- FCA Handbook Migration: MiFIR requirements are moving into the FCA Handbook by H2 2026. This allows faster updates without primary legislation, accelerating divergence from ESMA.

- EMIR Overhaul: Permanent intragroup exemptions and a new Bank rulebook for CCPs by Q4 2026 mean the pieces are moving fast.

The Point Nine Take

The future of UK compliance is a single, unified architecture with three operating regimes sitting on top. If your firm is still relying on tactical, regime-specific reporting stacks, it’s time to ask: Is your infrastructure built to survive the next 5 years?

At Point Nine, we will be tracking the taskforce ahead of its Q3 kickoff. Stay tuned for our deep-dive analysis.

Is your team ready for a unified UK reporting landscape? Get in touch with the Point Nine team here:

https://zurl.co/K0IhK

20/05/2026

Strong discussions this morning at the Global RegTech Summit 2026 in London, including George Osborne’s keynote on geopolitical fragmentation, regulatory divergence, and the accelerating role of AI in reshaping global financial services.

One of the key themes emerging from today’s sessions is that firms are operating in increasingly complex regulatory environments, where resilience, governance, transparency, and scalable oversight are becoming strategic priorities rather than operational considerations.

The conversation around AI was particularly relevant. As organisations move from experimentation towards operational adoption, the focus is shifting towards how AI can enhance compliance, regulatory reporting, surveillance, and risk management while maintaining accountability, control, and trust.

At Point Nine, we continue to support firms in simplifying regulatory complexity through scalable compliance operating models, stronger assurance frameworks, and intelligent regulatory transformation aligned to evolving global expectations.

Great to connect with industry leaders, technology innovators, and compliance professionals shaping the future of RegTech and financial services transformation.

13/05/2026

🇬🇧 London calling! Let us shape the future of RegTech together.

The countdown is on for ! The Point Nine team is headed to the world’s largest gathering of RegTech leaders, and we want to meet you there.

Regulatory complexity should not hold your business back. We are looking forward to discussing how Point Nine’s in-house technology and managed services can transform your reporting hurdles into a clear business advantage. Whether you are looking to automate multi-regime reporting or enhance your data integrity, let’s talk strategy.

🤝 How to connect with us:

We have limited slots available for 1:1 deep dives during the day. You can book us in two ways:
- Via the Brella App: If you are already registered for the Summit, find Steve Lazouras, Paul Cannell, or Anna Gunther on the Brella app to secure one of our meeting slots: https://zurl.co/qfPlR

- The Direct Route: Prefer to keep it simple? DM us right here or give us a call at +44 203 912 1313 to coordinate a coffee meeting. No app data, no fuss, just a direct conversation.

Find us here: 📍 Location: Convene, 133 Houndsditch 🕘 Time: 9:00am – 6:30pm 🔗 Full Agenda: https://zurl.co/Njpxc
Do not leave your networking to chance in a crowd of hundreds. Reach out today and let us ensure we have time to connect!

08/05/2026

We are delighted to be nominated in the WatersTechnology Rankings 2026! 🚀

At Point Nine, we are committed to setting high standards in and . It is an honour to be recognised alongside our peers in the industry.

Voting is now open and will close on May 22, 2026. We encourage our network to participate in the survey and share their voice:

https://zurl.co/hs4Rb

06/05/2026

ESMA moves forward with simplifying EU reporting frameworks, and this time the focus is both on funds reporting and transaction reporting.

ESMA has published a new package aimed at reducing the complexity of regulatory reporting across funds and transactions.

At a high level, the goal is simple:
👉 reduce duplication
👉 improve data quality
👉 make reporting more efficient for firms and regulators

A key concept being introduced is “report once” - meaning firms would no longer need to submit the same data multiple times across different regimes.
For funds reporting, ESMA is moving toward a single EU-wide reporting framework with a common template. This would replace today’s fragmented national approaches and improve consistency across the market.

For transaction reporting, ESMA acknowledges the current challenges, overlapping rules, dual reporting, and multiple systems - and is exploring ways to streamline reporting across EMIR, MiFIR and SFTR.

What’s next?

ESMA will develop technical standards (RTS/ITS) for the new funds reporting framework next year
A phased implementation will follow, starting with AIFMD and UCITS reporting
On transaction reporting, ESMA will continue engaging with the industry and publish final recommendations by mid-2026, supported by a full cost-benefit analysis

Why this matters

This is a clear signal that regulators are finally addressing one of the biggest industry pain points - fragmented and duplicative reporting.
If delivered properly, this could significantly reduce operational burden while improving the quality of regulatory data.

Point Nine will continue to monitor these changes closely, providing the support and expertise needed for our clients to navigate the evolving regulatory landscape. Do you need help navigating the changes in your transaction reporting? Get in touch with Point Nine today.

01/05/2026

Point Nine’s New Head Office Address!

As Point Nine continues to scale and support our partners globally, we have reached a pivotal moment in our expansion. We are excited to announce that as of today, 1st May 2026, our Head Office has moved to a significantly larger, state-of-the-art facility designed to support our growing team and technological ambitions.

Our new home, Athalassis White, is a premier landmark that reflects our commitment to innovation and world-class infrastructure. This move is not just about more space, it is about creating a Green Tech Hub that aligns with our vision for a sustainable future.

Built for the Future

To support our global growth, we have invested in a workspace that meets the highest international standards:

- Net Zero Innovation: The building is a pioneer in sustainable architecture, designed to be energy self-sufficient.

- Clean Energy: Powered by a massive 150kWp integrated photovoltaic system, the facility generates clean energy to fully cover its annual operational requirements.

- Scalable Workspace: Our new head office features a flexible, column-free, open-plan design, providing the perfect canvas for our expanding teams to collaborate.

- Smart Infrastructure: The hub is managed by a cutting-edge Building Management System (BMS) that monitors everything from air quality to electricity consumption for peak efficiency.

- Global Tech Standards: With a CISCO™ network backbone and fiber optic provisions, our infrastructure is built to handle the demands of a high-growth global firm.

- Sustainable Excellence: Reflecting our corporate responsibility goals, the building is currently aiming for LEED certification.

This expansion represents a major step forward for Point Nine. We are thrilled to continue our journey from a base that is as innovative and forward-thinking as the solutions we provide to our clients in the UK and around the world.

📍 Our Global Locations

Head Office Point Nine
148 Athalassas Avenue (5th Floor)
Athalassis White Building
2024, Strovolos, Nicosia, Cyprus
📞 +357 25833800

Sales Office Point Nine DT Limited
80 Coleman Street, 3rd Floor, Suite 3.08
London EC2R 5BJ, United Kingdom
📞 +44 2039121313
📧 [email protected]

23/04/2026

Is your team actually reconciling, or just scrolling?

Most EMIR EU / UK TR Reconciliation dashboards are built to show you how much work you have done. We think that is a waste of time! You should not have to hunt through a haystack of "Matched" records just to find the three needles that actually matter.

Data should not be an obstacle to oversight. It should be the roadmap to resolution.

We have overhauled the Point Nine TR Reconciliation Dashboard to move the needle from "Total Volume" to "Total Action." We are eliminating the noise so your team can stop managing data and start mastering compliance.

What has changed?

- The "Noise" Filter: Our dashboard now defaults to Outstanding Only. If it is reconciled, it is out of sight. You see what needs intervention, nothing else.

- Surgical Precision: Isolate discrepancies by Asset Class or Contract Type instantly. If there is an issue in Commodities, you will find it in two clicks, not twenty.

- Truth in Latency: Automated status updates surface within 24 hours, ensuring your oversight is dynamic, not dated.

- The Full Picture: Toggle between active exceptions and your full audit trail seamlessly.

Stop settling for high-level snapshots that hide the truth. Transition to a workflow designed for speed and reporting integrity.

For more information, click on the link below:

https://zurl.co/OWLaN

16/04/2026

UK EMIR Update: The 28 September Deadline is Now Set. 🇬🇧

The FCA has just released critical updates to the UK EMIR Validation Rules (April 2026). While some changes offer relief, others introduce a strict countdown for compliance teams.

The Key Technical Changes:
🔹 Fixed Reconciliation Deadline: The "two-year rule" is gone. 28 September 2026 is now the hard start date for reconciling all Phase 2 data fields.
🔹 RTN Alignment: Validation logic for the Report Tracking Number (RTN) is now strictly aligned with FCA guidance, legacy data models will likely fail.
🔹 Scope Refinement: The "Name of the underlying index" has been removed from reconciliation, reducing "noise" from formatting mismatches.

What this means in practice:
Firms have gained clarity on when they must comply, but the effort required to align RTN logic and Phase 2 fields is significant. If your reporting isn't engineered to handle these shifting validation rules, you face a wave of reconciliation breaks this September.

Why Leading Firms Choose Point Nine:
Clients trust Point Nine because we remove the technical burden and operational risk of constant regulatory changes. Our proven track record (processing over 15.8B+ transactions) gives firms the regulatory certainty they need to focus on their core business, while we handle the complexities of compliance.

How Point Nine Engineers for Certainty:
🔹 Adaptive Platform: Our cloud-native technology is already updated with the April 2026 validation logic. We handle the RTN formatting so you don't have to.
🔹 Proactive Testing: We are already running Phase 2 reconciliation simulations, catching gaps before the September 2026 hard deadline.
🔹 End-to-End Oversight: Our service model ensures that as the "two-year rule" expires, your data remains seamlessly paired and matched.

Don’t wait for the reconciliation breaks to start.

See our full UK EMIR breakdown: https://zurl.co/tWBqN

09/04/2026

🚨 EMIR REFIT Phase 2: Will Your Firm Pass the New 148-Field Reconciliation Test?

The 27 April 2026 deadline is less than a month away, and EMIR REFIT Phase 2 is about to double your operational burden. This is not a simple patch; it’s a rigorous new framework that demands immediate action.

Firms are facing three critical, break-inducing challenges:

· 148 Reconciled Fields: The number of data points has nearly doubled, covering complex contract linkages and economic terms.
· Exact Matching Mandate: Minor inconsistencies in many fields will now trigger costly breaks.
· Stricter Valuation Checks: You must pass separate, tight tolerance rules (e.g., MTMA at ±2.5%) to avoid a 'Not Reconciled' (NREC) status.

✅ The Point Nine Advantage: Stop Worrying About Readiness.

While other firms are just starting to plan, P9 is already operationally ready. We completed UAT testing in February 2026 and guarantee a seamless transition that future-proofs your compliance and data quality.

Don't wait to be overwhelmed by a flood of breaks.

👉 Request a demo today to see how P9 ensures absolute readiness for EMIR REFIT Phase 2.

https://zurl.co/YHnUT

20/02/2026

The European Securities and Markets Authority (ESMA) has sanctioned REGIS-TR for serious organisational breaches.

This action highlights a clear message: regulatory reporting is not just about submitting trades, it’s about governance, controls, and operational resilience.

Firms should review their oversight of reporting arrangements and ensure strong data quality and reconciliation monitoring.

At Point Nine, we support clients with controlled, end-to-end EMIR and multi-regime reporting built on stability and transparency.


https://zurl.co/0GMoa

ESMA has announced sanctions against REGIS-TR for serious breaches of organisational requirements. Importantly, the issue was not about a specific trade or ...