29/05/2026
A lot of the conversation around landlords right now focuses on mortgage costs and regulation.
But another trend is emerging quietly in the background: many landlords are sitting on significant levels of equity - while becoming less willing to expand.
According to the Property118 Landlord Sentiment Survey Q1 2026:
• the average respondent owned ~9.7 properties
• many portfolios were operating below 50% LTV
• some landlords owned properties outright
Yet despite relatively low leverage 57% said they planned to reduce portfolio size and only 6.8% planned to expand.
For information only - not legal, tax or investment advice.
