02/09/2026
Most small businesses have no idea what they're actually spending on AI tools.
Not because they're careless. Because the spend doesn't arrive as one bill. It arrives as a £20 subscription here, a chatbot add-on there, a "free trial" that quietly became a paid plan in March.
By the time anyone adds it up, the real number is usually 40 to 60% higher than what's on the invoices, once you factor in training, integration, and the inevitable troubleshooting.
The good news: it's entirely possible to plan this properly, with a number you can actually defend in a budget meeting.
We've broken down what small businesses are really spending on AI in 2026, tier by tier, with a worked example you can lift straight into your own spreadsheet.
Read it here: https://zurl.co/sBikj