Turbojet

Turbojet We sell affordable and innovative gadgets They therefore do not invest into their future to become financially independent.

Most people who constitute the lower and middle class are not aware of all the investment opportunities available to them. This organization aims to help everyone gain all the knowledge they need to perform the necessary transactions, trades or use professional managers to make their money work for them and become financially independent. We help people all over the world with their investment education.

What is a Stock?A stock represents a share in the ownership of a company. If you own a company’s stock, then you are an ...
03/03/2017

What is a Stock?

A stock represents a share in the ownership of a company. If you own a company’s stock, then you are an owner or shareholder of the company. Shares, equity, or stock mean the same thing.

A stock represents a claim on the company’s assets and profits. As you acquire more stock, your ownership stake in the company becomes greater. To calculate the ownership you have in a company in percentage form, you divide the number of shares you own by the number of shares outstanding and multiply by 100. For example, if you own 1,000 shares, and there are 10,000 shares outstanding, it translates to a 10% ownership of the company.

Ownership of a stock is shown by a stock certificate. Stock certificates represent ownership in companies. Due to technology, when you buy shares now, you usually do not get the actual stock certificate any more. Instead your ownership is traded electronically, making it easier to buy and sell shares.

There are two ways to make profit from a stock, through capital appreciation and dividends. Capital appreciation here simply means you gain/profit when the price goes higher than the price you bought it at. Dividends are a percentage of the company’s profits which are paid to shareholders.

Generally a stockholder has proportionate voting right in the election of the company’s board of directors. As a shareholder, you are entitled to receive quarterly reports and an annual report informing you of the financial health of the company. You will be invited to attend the annual shareholders’ meeting every year. Most companies use the one to one vote system. Every vote counts.

Another extremely important feature of stocks is its limited liability, which means if the company was to go bankrupt, you will not be held responsible for paying the company’s debts even though you are an owner/shareholder.

INVESTMENT GOALS & OBJECTIVESOne of the most important factors to consider before setting an investment strategy are the...
16/01/2017

INVESTMENT GOALS & OBJECTIVES

One of the most important factors to consider before setting an investment strategy are the goals and/or objectives of the investor.

Are you investing for a house? A car? Wedding? Or retirement?

These goals and objectives make it easier for you to determine how you want to structure yu investments.

For instance, an investor investing for retirement has to invest in financial instruments which carry low risk and preserve the capital because you will need the money in the future after work. This will involve a portfolio made up mostly of fixed income instruments like bonds and treasury bills.

An investor investing to be wealthy will have to take on more risks for higher return and will put the majority of its assets in stocks.

So before you start your investing journey, make sure you know why you are investing and strategize to achieve your objective.

"The best time to plant an oak tree was 20 years ago. The next best time is now!"
14/01/2017

"The best time to plant an oak tree was 20 years ago. The next best time is now!"

Plan ahead so you can live a comfortable life.
25/11/2016

Plan ahead so you can live a comfortable life.

25/11/2016

"It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for." - Robert Kiyosaki

We prepared a simple table showing you how much you stand to gain in 25 years investing only $100 compounded annually.Th...
24/11/2016

We prepared a simple table showing you how much you stand to gain in 25 years investing only $100 compounded annually.

The first table looks at a one time investment of $100 and the second table looks at yearly payments of $100.

Want to know how much you'll be worth after 25 years if you invest $100 monthly and it is calculated at 20% compounded annually? $207,516.75

What are you waiting for? Go invest

24/11/2016

"Never depend on single income. Make investment to create a second source" - Warren Buffett

Rule of 72Now here's a simple finance trick you can use in your everyday lives.The rule of 72 is a method of calculating...
23/11/2016

Rule of 72

Now here's a simple finance trick you can use in your everyday lives.

The rule of 72 is a method of calculating how long it takes for your investment to double given a fixed interest rate.

Calculating it is easy. You just divide 72 by the interest rate and the answer is an approximate number of years it will take to double your money.

Eg. You invest in a treasury bill that gives you 20% yearly assuming the rate will be fixed forever. It will take ~3.6 (72/20) years to double your initial investment.

See, I told you it was easy.

22/11/2016

Brokers come with their rules so it’s important to know if the broker you want to trade with has a minimum capital requirement or not. A standard minimum...

INVESTMENT CLUBSOne of the best ways to learn how to invest is to invest as a group. Getting friends or family together,...
22/11/2016

INVESTMENT CLUBS

One of the best ways to learn how to invest is to invest as a group. Getting friends or family together, paying small amounts in dues at regular intervals (monthly in most cases) and deciding at monthly meetings which companies or financial instrument you want to invest in.

So get a group of friends interested in saving and investing and form an investment club.

Formation of investment clubs are different from typical clubs though so make sure you follow the rules.

Happy investing!

Do you invest? If your answer was yes, great!! But did you know that some fixed deposit rates in banks are lower than th...
25/07/2016

Do you invest? If your answer was yes, great!! But did you know that some fixed deposit rates in banks are lower than the treasury bill rates? The treasury bill is considered the safest investment instrument because it is backed by government. Therefore a private institution (in this case a bank) which has a higher tendency to default, should compensate you for higher risk by paying an amount higher than the Treasury bill rate. Let's look at a simple example, A and B have $200. A puts his money in fixed deposit at Bank X at a rate of 11% and B puts his money in Treasury Bills at the same bank at 23%. Who will gain more? To look clearly at how much you are losing whilst Bank X gains, let's say Bank X puts A's $200 in a treasury bill right after he puts it in their fixed deposit. Bank X will make a free profit of 12% (23%-11%) and pay off the 11% when it matures. So next time you want to invest in any of these assets, look carefully at both rates.

FINANCIAL ANALYSISFinancial analysis is the evaluation and interpretation of financial and related non financial data to...
11/07/2016

FINANCIAL ANALYSIS
Financial analysis is the evaluation and interpretation of financial and related non financial data to assist in making investment and financial decisions. Within a firm, financial analysis enables managers to evaluate performance. Externally, financial analysis is used to evaluate potential investments and creditworthiness of borrowers.
The data for financial analysis comes from many sources:

1. Annual reports (Income statement, balance sheet, statement of cash flows and notes to financial statements)

2. Outside information such as market prices of the shares of companies traded on the stock exchange.

3. Economic data such as GDP, Inflation and Interest rates.

4. Events which may have a bearing on the future prospects of a firm. For example, if the company is introducing a new product or if the firm incurred some extraordinary losses.

Address

Accra
233

Website

Alerts

Be the first to know and let us send you an email when Turbojet posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category