FinTech

13/09/2024

How AI Making us more Human

Artificial intelligence (AI) is transforming how we live and work in today’s fast-paced world. While some fear AI will replace human jobs, it offers an incredible opportunity to free us from mundane tasks, allowing us to focus on what makes us human.

04/09/2024

https://www.linkedin.com/pulse/blockchain-banking-deep-dive-digital-identity-solutions-mohammad-arif-t3jkc

In today's digital age, the management of identities has become a pivotal concern for individuals, businesses, and governments alike. As our lives increasingly migrate online, ensuring the security, privacy, and accuracy of digital identities is more critical than ever.

25/08/2024

https://www.linkedin.com/pulse/swift-vs-ripple-battle-future-cross-border-payments-mohammad-arif-9h5rc

Introduction The world of cross-country payments is developing, driven by the need for faster, more efficient, and secure transaction methods. At the forefront of this evolution are two major players: SWIFT (Society for Worldwide Interbank Financial Telecommunication) and Ripple.

05/10/2023

excellent program from Azizan Ahmad, a 20 years of experience in Standard chartered bank, Malaysia.

04/10/2023

12 ways to protect your mobile from Hackers

12 ways to protect your mobile phone from hackers, agencies, and any one who is intersected to track you or want to copy your data, contacts, photos, and vid...

30/09/2023

Digital bank at cloud Upstream and Downstram applications

The Application (up Stream & down Stream ) play wide role for digital banking, The customer touch point are almost the same like conventional Banks, except B...

25/09/2023

Digital Banking - selection criteria for Core Banking system.

Embarking on a digital banking transformation journey? Your choice of a core banking solution can make or break your success. In this comprehensive video, we...

22/09/2023

how to build digital banking - technology -part one

Building strategy for digital only banks required to define requirement There are four key factors to set strategy - Define your Geography- Identify your co...

19/09/2023

AI based Robo-Advisor is changing the way to do investment and open up ways to earnd more profit.

Robo Advisor 3.0 and 4.0 represent advancements in AI-based investment platforms. Robo Advisor 3.0 is an AI-driven tool designed to aid in selecting suitable...

16/09/2023

Ai based Chatbot for Banks, benefits of Chatbot to enhance customer experience .

1. Customer Experience: AI/ML-driven chatbots in banking significantly enhance customer experiences. These chatbots can analyses customer data to provide pro...

10/09/2023

Use of AI in Banking (Use Case)

Today Banks are activity introducing AI and ML in Banking. The video is covering use of AI in the area of Anti Money Laundering:1. Anti Money Laundering Expl...

08/09/2023

Channels play a pivotal role within the framework of Digital Banking, especially when traditional brick-and-mortar branches are absent. The evolution of banking automation began with the transformation of manual branch operations, dating back three decades. Personally engaged in the early 90s, I led the transition from manual to automated branches, resulting in an impressive 40% reduction in staff requirements.

In the progressive journey of channel development, Banks embarked on a path from Multi-Channel to Omni-Channel strategies, culminating in the dynamic realm of Open Banking, as exemplified by PSD2. This progression underscores the industry's commitment to providing seamless and comprehensive financial services.

Within this context, I have meticulously identified a range of channels that hold the potential for implementation within the digital banking landscape. These carefully selected channels stand as testaments to the industry's drive for innovation and enhanced customer experiences.

Building and Running digital bank is different the way traditional banks. There are 6 areas to differentiate digital Bank from traditional banks.1- Customer ...