RAGP Downlines

20/08/2025

RICH DAD POOR DAD

LESSON 3 – MIND YOUR OWN BUSINESS

Make sure to make a financial foundation before taking risks.

Net worth is a false indicator because re-selling an asset, the government again takes out taxes.

Form the money we get from a job:

Banks take an interest.

The government takes taxes.

Employer again gives government taxes from the money, before giving it to you.

Categories of real assets:

Stocks.

Business is that which does not require your own presence, other people run it for you (if it requires your presence or you work there – then it becomes a job).

Bonds.

Mutual Funds.

Income Generating Real Estate.

Notes (IOUs).

Royalties from intellectual properties like 🡪 Music, Script, Patents, etc.

And anything else that has value produces income (or) appreciates and has a ready market.

Acquire assets that you love, if you don’t love them, then you won’t take care of them. For e.g. real estate (buildings), stocks from stat-ups.

A strategy –

Invest in small companies – be out in 1 YEAR.

Invest in real estate – be out in less than 7 YEARS.

The better you are at understanding accounting and cash management, the better you will be at analysing investments and eventually starting and building your own company.

Rich people buy luxuries last.

19/08/2025

RICH DAD POOR DAD

LESSON 2 – WHY TEACH FINANCIAL LITERACY?

Money without financial literacy = money soon gone!

The key to financial literacy is knowing the difference between an asset and a liability.

Assets – put money in your pocket.

Liabilities – take money out of your pocket.

For a wealthy person:

Income:
- Dividends
- Interest
- Rental Income
- Royalties

Assets:
- Stocks
- Bonds
- Notes
- Real Estate property
- Intellectual property

Education = Not just how to make money , but how to spend it wisely.

Financial aptitude = Knowing what to do with the money once you make it.

An intelligent person hires people who are more intelligent than they are.

Bad investment = liability.

Loss of time (to build assets).

Loss of additional capital.

Loss of education.

Buckminster Fuller: Wealth = A person’s ability to survive for a certain number of days (or) if they stopped working, how long they could survive.

19/08/2025

RICH DAD POOR DAD
Lesson 1

THE POOR AND THE MIDDLE-CLASS WORK FOR MONEY, THE RICH HAVE THE MONEY WORK FOR THEM

-The main problem with any unsuccessful person is fear of money, then comes Greed and Desire of buying luxuries.
-Never let emotions do the thinking, instead use emotions to think.
Ignorance (= to stop looking for information and knowledge) intensifies fear and desire.
-One of the most important quality is to know when someone is thinking with their emotions.

04/06/2022

15/01/2020

*AN OVERVIEW OF RECHARGE & GET PAID (RAGP)*

*When u become a partner with RAGP Ltd, you get paid anytime u purchase any of these products on the platform 👇🏼*

*_1. AIRTIME - Mtn, Glo, Airtel and 9mobile top up._*

*_2. INTERNET DATA - Mtn, Glo, Airtel and 9mobile data bundles._*

*_3. CABLE TV - DStv, GOtv and Startimes subscriptions._*

*_4. PHCN BILL PAYMENT - IBEDC & PHED (more will be added soon)._*

_*To benefit from this program, all you're expected to do is this:*_

_(1) REGISTER - ur profile is created when u sign up, with ur username and password to login._

_(2) RECHARGE - use the platform to top up ur phone, buy data, subscribe ur decoder and pay PHCN bills._

_(3) SELL - u can sell airtime, data, etc... to people around u using the platform._

_(4) NETWORK - show people how they can also benefit by joining the platform._
*💰RAGP COMPENSATION PLAN💰*

*Bonus from personal registration:*
👉🏽Instantly, u get back 20% of ur registration fee as welcome bonus.

*Bonus from personal recharge:*
👉🏽2% on airtime
👉🏽10% on data
👉🏽40naira on cable subscription
👉🏽40naira on phcn bill payment

Note: U can also recharge for customers and collect ur money from them.

*Bonus from downlines' registration:*
👉🏽direct referrals - 20%
👉🏽2nd level referrals - 10%
👉🏽3rd level referrals - 5%
👉🏽4th level referrals - 2.5%
👉🏽5th level referrals - 1.25%
👉🏽6-10th level referrals - 1%

*Bonus from downlines recharge:*
👉🏽0.35% on airtime
👉🏽1% on data
👉🏽10naira on cable subscription
👉🏽10naira on phcn bill payment.

When u network the business to others, ur rising PV qualify u for these bonuses👇🏼

*👉🏽₦500k (Dubai trip fund)*
*👉🏽₦2million (Car fund)*
*👉🏽₦3million (House fund)*
*👉🏽₦4million (2nd house fund)*
*👉🏽₦6million (3rd house fund)*

And additional

*👉🏽₦100K EVERY MONTH!*

You can start today and make the year 2020...Worthwhile...

Pls chat me up for registration 08167358010

15/01/2020

*YOUR 22 BENEFITS AS A RECHARGE AND GET PAID MEMBER/PARTNER/DISTRIBUTOR*

*1. You earn 20% of ur registration fee when u register. This can be called ur welcome bonus.*

*2. You earn 2% of the Airtime u recharge.*

*3. You earn 10% of the Data bundle u buy*

*4. You earn ₦40 from the ₦100 service fee charged when u pay for Cable TV subscriptions*

*5. You earn ₦40 from the ₦100 service fee charged when u pay for Electricity Bills*

*6. You earn 20% of the amount ur downlines pay to Signup.*

*7. You earn 10%---1% of the amount people pay to Signup ur downlines.*

*8. You earn 0.35% of the airtime ur downlines recharge.*

*9. You earn 1% of the data ur downlines buy.*

*10. You earn ₦10 when ur downlines pay for Cable TV subscriptions.*

*11. You earn ₦10 when ur downlines pay for Electricity Bills.*

*12. You earn monthly ₦100k if ur Monthly PV is not less than 10k.*

*13. You qualify for an INTERNATIONAL TRIP FUND of ₦500k when ur Cumulative PV is not less than 25k.*

*14. You qualify for a CAR FUND of ₦2million when ur cumulative PV is not less than 60k.*

*15. You qualify for a HOUSE FUND of ₦3million when ur cumulative PV is not less than 100k.*

*16. You qualify for ANOTHER HOUSE FUND of ₦4million when ur cumulative PV is not less than 250k.*

*17. You qualify for a FINAL HOUSE FUND of ₦6million when ur cumulative PV is not less than 500k.*

*18. You own your personal online shop from which you distribute telecom products.*

*19. You earn residual/passive income per seconds per minutes as other Nigerians distribute Airtime, Data and Cable TV subscriptions.*

*20. You need just a smart phone with internet to operate this business*

*21. You enjoy daily bank withdrawals in RAGP*

*22. You are not pressured by Autoships, Targets, Leg balancing and Product movements*

*MORE SERVICE options e.g NECO, WAEC, UTME, Etc will be available SOON...*

*BECOME A PARTNER TODAY BECAUSE RAGP IS THE BEST OPPORTUNITY TO BECOME FINANCIALLY INDEPENDENT.*

15/01/2020

*💥💥 Don't doubt the Power and Wealth of the Telecom Industry.*

*👉 Ask Banks* *👉 Ask Konga* *👉 Ask Jumia* *👉 Ask Shoprite* *👉 Ask OPay* *👉 Ask PAGA* *👉 Ask First Monie* *👉 Ask Quickteller* *👉 Ask Zoto etc...* These guys saw it earlier and they grabbed it!

*RECHARGE AND GET PAID* is offering this same Wealth Opportunity to everyone and most persons are carelessly overlooking it.

*Do not join them to overlook this great opportunity!!!*

*ACT NOW!!!*

*NOTE:* We couldn't have the opportunity to OWN Oil Wells in the Oil&Gas Sector, but now we can OWN Oil Wells in the TELECOMS Sector...

*START BUILDING YOUR TELECOM WEALTH!!* *Everyday, millions of people make use of airtime and data subscription, they pay for DStv, GOtv, StarTimes and Electricity bills whether they like it or not!*

*This singular reason is why RAGP telecom will always be in business* 💃💃💃💃💃💃💃🔥🔥🔥🔥🔥🔥🔥🔥🔥

*YOU CAN'T DO WITHOUT OUR PRODUCTS Airtime and Data with Tvcable and bills payment with lots more!!!*

*The Economy is Slow, But People are Still.. 👇👇👇👇👇* *1. Watching Cable TV*

*2. Making Calls With Airtime*

*3. Paying PHCN Bills*

*4. Browsing Facebook And Buying Data*

*5. Sending Airtime To Loved Ones*

*There is SO MUCH MONEY TO BE MADE from them this Year.*

*Consider adding Telecom business to whatever you are doing, or not doing.*

*JOIN RECHARGE AND GET PAID LTD ( RAGP ) right NOW!!!🏃🏽‍♀🏃🏽‍♀🏃🏽‍♀ with even with the least amount N5,000 and start earning millions from people RECHARGES*

15/01/2020

What is a Salary?
Salary, is a specific amount of money that an employee is paid for
work done.

The big question is Which type do you earn?
1. *Onion Salary:* - You grab it, you open it, and you cry.

2. *Storm Salary:* - You don’t know when it’s coming or going.

3. *Menstrual Salary:* - It comes once a month and lasts only four
days.

4. *Magic Salary:* - You touch it and it disappears.

5. *Amnesia Salary:* - You can’t remember what you spent it on.

6. *Time Travelling Salary:* - You spend it paying various debts even
before you collect it.

7. *Active Salary* - Once you stop working, it stops.
But there is another one called *RESIDUAL INCOME*
What is Residual Income?

*You work once, and it keeps paying you over and over and over again
even AFTER you have stopped working.*

Whether it's magic salary, amnesia salary or onion salary, the moment
it STOPS coming, your life becomes unbearable.
*Financial LITERACY is the tool needed to TRANSFORM your salary
into a RESIDUAL INCOME, so you can create financial freedom and time freedom.*

*ONLY YOUR INVESTMENT can keep you going even after all the onions, amnesty, traveling, active salaries have left you drenched.*

Research has it that the poorest group of people in the world are Salary
earners, next to beggars.
They live in a vicious cycle of poverty managed on 30 days. Salary is continuously being awaited every month and any slight delay brings about heartbreaking anxiety, pressure and disappointment.

*Salary Is a short term solution to a life time problem.*

Salary alone cannot solve your money problems. You need multiple
Sources of income to balance.

The tax returns form contains about 11 income streams, salary is just one.Don't live Your Life fishing with just one hook, there are many fishes in the ocean.

*Salary Is the value someone has put on your effort, How much do you
value yourself?*

You can't increase in value, unless you VALUE yourself differently.
Life Is a trade off between time, effort and reward.

15/01/2020

*📌BANKS are busy using your savings to run a telecom VTU business. You recharge through your bank, they make gain through your savings & VTU you bought and at the end of the month bank will debit you 4 SMS charges alert🙆🏻🙆🏼‍♂😜*
*Wake up and go digital💃💃💃*

*🔸Technology has taken over the selling of Airtime, Data, Cable TV, PHCN bill etc. Leverage on Technology & People...*
*Someone should be able to ask why Banks left their core duty of Financial services to selling Airtime, Data, Cable TV, etc.? That's because they realize they are Commodities everyone can't do without.*

*🔸Statistics has shown that Banks make more money from Airtime sales daily than from their core banking services.*

*It's time to share in telecom wealth, think👇🏻 👉🏼👉🏼👉🏼🏃🏻‍♀🏃🏻‍♀🏃🏻‍♀🏃

*One thing is certain,*

*Which is, even if you don't join us today, you will surely join in future as long as you keep using GSM 📱 phone😍😍 if not others will keep earning from your recharges😁😁*

*Do you know the benefit of joining early?*

*Joining early will help you to pull some of these VTU users to your side and you start earning from all their recharges just like banks👌🏼😍*

*Since I started this business, I don't recharge from my bank or road side vendors again.*
*Why, because I have my own customized portal where I carry out VTU related services just from the comfort of my home.😍*

*Try telecom business today and see the beauty Of Leverage System*

*For more information please contact ...(put ur phone number)*

*Don't forget to thank me later😘😘*

15/01/2020

*TAKE FEW MINUTES AND PONDER ON THIS INSIGHT*
✍
Your Smart phones, Tablets and Laptops should do beyond just Instagram, Facebook, Chatting, Playing Games or just watching Movies online. Instead, use them in generating daily genuine income.

I am able to make this post using my Phone because of Internet connectivity and Data, and that includes *YOU..*

Now we use different services and platforms to load , buy and also pay our packages, we either use the ATM, Bank App, or Short SMS Code (USSD) and using these services incur charges..

*My QUESTION IS THIS;*
1. Have you ever received Bank alert for recharging your Airtime using Bank App?

2. Have you also received Bank alert for data, DSTV, GOTV, STARTIMES subscription using Bank App?

3. Would you like to be receiving Bank alert every day using our Platform to perform these
transactions?

You can be EARNING from 1k - 200k Weekly/Monthly following our simple steps we will teach you.

We have amazing proofs..
*RAGP is the key... Join now.*