K. Smith Insurance

11/04/2026

What does colic surgery cost in YOUR area?

K Smith Equine Insurance wants to hear from horse owners across the country! We’re gathering local estimates for a straightforward, uncomplicated equine colic surgery, and we need information from ALL regions.

Do you know what your local equine veterinarian or referral hospital charges? If you don’t, consider asking for an estimate. It’s a useful conversation to have before an emergency!

🎁 HELP US GATHER DATA & ENTER TO WIN!
Comment on this ORIGINAL POST & share for a chance to win a $20 gift card to your choice of NRS or Amazon.

Please include:
Your city and state
The estimated cost or amount you paid
The year of the estimate or surgery
Whether the amount includes hospitalization and aftercare or surgery only

Please mention whether your number is a vet’s estimate or a bill from personal experience so we can compare responses accurately.

Feel free to share this post to help us reach more horse owners nationwide!

Have questions about horse insurance, equine surgical coverage, or major medical insurance? Message K Smith Equine Insurance to discuss options for your horse.

Giveaway closes 11/29/2026 at 5 pm CST. One entry per person; no purchase or insurance quote necessary. We will select one winner at random from eligible comments and announce them on this page.

11/01/2026

Two of our very own are headed to the Great Lakes Circuit Finals!

#10 & #11
Garrett Smith
Rylee Mills

10/25/2026

Tune into the CowboyChannel app to watch Northwest Insurance client Kincade Henry take on Shane Hanchey at the South Texas Showdown!!

10/10/2026

Congrats to Northwest client Tyler Rivette!

Tyler Rivette and Adios Ameegos came out on top of the opening round of the 2026 Pink Buckle Futurity, stopping the clock at 16.672 and earning a $28,000 owner payout for Rosemary Harrison.

The 2022 chestnut mare brings a pedigree loaded with proven barrel-horse influence. Adios Ameegos is by The Goodbye Lane and out of Streakinflingindisco, by A Streak Of Fling—combining two bloodlines that have become major forces in today’s barrel racing industry.

The Goodbye Lane, a son of Lanes Leinster, has established himself as an elite barrel-horse sire, while A Streak Of Fling, by Streakin Six, has had a tremendous influence as both a performance sire and broodmare sire.

Adios Ameegos was bred by Rosemary Harrison of Maysville, Oklahoma, who also owns the mare. With Rivette aboard, the young mare’s 16.672 put the pair at the top of a talented Pink Buckle Futurity field after Round 1.

Photo: Lexi Smith Media

https://pinkbuckle.com/race/race-results/1246/2d-futurity-1st-go

10/10/2026

Warm days & chilly nights means winter will be here before we know it!

As colder weather arrives, horses may drink less water, increasing their risk of impaction colic. It’s a good reminder to watch their water intake and plan ahead.

Message, call, or text with any questions!

-K. Smith Insurnace
Northwest Insurance

09/10/2026

Cold weather and sudden temperature changes can increase the risk of colic. Don’t wait until your horse is colicking to think about insurance and colic coverage.

Take a moment to call your preferred equine surgery center and ask about the typical cost of colic surgery. The answer may put into perspective just how valuable the right coverage can be if you’re ever told your beloved horse needs emergency surgery.

Plan ahead and protect your horse before the the sporadic cold snaps begin.

Contact K Smith Equine Insurance today to discuss your coverage options. 🐴

07/31/2026

06/27/2026

Have you ever been in the position where your veterinarian says those gut wrenching words...

"Your horse needs surgery. Now."

It's a moment no horse owner wants to face, and the last thing you want to worry about is whether your insurance coverage is enough.

Surgical coverage is worth paying attention to and it can make a tremendous difference.

Colic surgery can cost anywhere from $8,000 to $20,000+, depending on the hospital, length of stay, and post-operative care. Unfortunately, many insurance policies only include $5,000 in colic surgery coverage.

That's why I always tell my past, current, and future clients: Read your policy carefully and know exactly what your coverage includes before you need it.

As an agent with Northwest, I can offer a policy that includes $7,500 in colic surgery coverage in the base policy at no additional cost.

The best part is you can add a Surgical Endorsement for as little as $125 per year.

That extra coverage can be a game changer. If your horse's colic surgery exceeds the included $7,500 limit, your Surgical Endorsement can continue to provide coverage for eligible surgical expenses.

When an emergency happens, having the right coverage in place can allow you to focus on what matters most. Your horse's care, not the financial stress.

-K Smith Equine Insurnace

06/26/2026

A little reintroduction for all of the new followers!

First off, thank you to everyone who has liked, shared, and followed my page. I've had quite a few new people join lately, so I figured it was a good time to introduce myself!

I'm Kelsie, owner of K Smith Equine Insurance and an agent with Northwest Equine Insurance. As a horse owner myself, I know how much time, money, and heart goes into these animals. That's why I enjoy helping people find coverage that fits their horses and their lifestyle.

I can help with:
• Equine mortality and major medical
• Horses valued from $5,000 to $100,000+ in any discipline
• Livestock
• Livestock transit
• Farm & ranch insurance
• Horse and livestock trailers
• Auto insurance
• And several other coverage options!

One thing I've noticed lately is that many of you have been reaching out with questions about insurance, what different policies cover, and what options are available. I love that! Insurance can be confusing, and I'd much rather answer your questions than have someone in the dark about their coverage.

Even if your insurance is through another company, don't hesitate to reach out. I'm happy to answer questions, explain coverages, or help you find the right answer if I don't know it off the top of my head.

If you've been thinking about insuring your horse, reviewing your current policy, or just have a question, send me a message. I'd be happy to visit with you and see how I can help.

06/24/2026

Are you in the show cow business, feedlot business, or simply want to protect your herd?

Shoot me a message and we can chat!