08/25/2026
F&I profitability shouldn’t be measured by upfront margin alone.
As regulatory scrutiny increases around passive, low-utility add-ons, dealership leadership should be asking a bigger question: What value does the product continue to create after the sale?
Start by reviewing your F&I menu. Then look at how many customers return for customer-pay service at 12, 24, and 36 months.
Ikon Technologies delivers defensible F&I gross while helping boost service absorption and create ongoing value beyond the initial transaction.
Your next move? Audit your F&I products, evaluate your service retention strategy, and see where there’s room to create more value.