360factors

360factors Accelerate profitability, innovation and productivity by predicting risks and streamlining compliance

Bring more structure to fair lending compliance testing with Ask Kaia. Upload your LAR file, add supporting documents, s...
11/13/2026

Bring more structure to fair lending compliance testing with Ask Kaia.

Upload your LAR file, add supporting documents, select your analysis settings, and generate a report for review without relying on macros or extensive manual cross-referencing.

See how the Fair Lending Compliance Testing Agent supports a guided review process while keeping compliance professionals involved in analysis and follow-up.

See the Fair Lending Agent in action: https://www.360factors.com/fair-lending-testing-agent/?utm_source=facebook&utm_medium=social&utm_campaign=product-promo&utm_content=fair-lending-testing-agent-nov13

Q3 brought the regulatory updates. Q4 brings the follow-through. Is your risk team ready? From supervisory standards and...
11/12/2026

Q3 brought the regulatory updates. Q4 brings the follow-through. Is your risk team ready?

From supervisory standards and proposed third-party risk guidance to AML programs and examination changes, our Q3 2026 briefing explores developments shaping risk priorities for banks and credit unions.

See what’s final, what’s proposed, and which upcoming dates deserve a place on your team’s agenda. Turn regulatory updates into clear ownership, documented decisions, and practical next steps.

Read the full blog: https://na2.hubs.ly/H08-kbC0

Not all AI assistants are built for the same job. Microsoft Copilot can help teams work faster across documents, emails,...
11/11/2026

Not all AI assistants are built for the same job.

Microsoft Copilot can help teams work faster across documents, emails, meetings, and everyday productivity.

But when the question is regulatory compliance, the requirements change.

Ask Kaia is purpose-built for compliance teams — bringing regulation-specific intelligence, source citations, structured compliance workflows, and auditability into the equation.

So, Ask Kaia vs. Copilot — which one fits where?

Read the full comparison: https://na2.hubs.ly/H08Y_8b0

HMDA testing should not slow down your team.  Ask Kaia helps streamline the workflow from LAR ingestion to validation, i...
11/10/2026

HMDA testing should not slow down your team.

Ask Kaia helps streamline the workflow from LAR ingestion to validation, issue review, and reporting that supports audit and exam preparation. That means teams can surface potential errors earlier, reduce manual checks, and walk into exams with more confidence.

If your HMDA process still depends on spreadsheets, fragmented checks, or last-minute cleanup, it may be time to simplify the approach.

Read more: https://na2.hubs.ly/H08Vqyp0

Is your bank’s compliance program being held back by outdated tools?  Manual regulatory tracking, scattered spreadsheets...
11/09/2026

Is your bank’s compliance program being held back by outdated tools?

Manual regulatory tracking, scattered spreadsheets, siloed risk data, and last-minute audit preparation may be signs that your compliance technology is no longer keeping pace.

Our latest blog explores the key warning signs that indicate it may be time to move toward a more connected, proactive approach to compliance management.

Read the full blog: https://na2.hubs.ly/H08SWCJ0

Bring more structure to fair lending compliance testing with Ask Kaia. Upload your LAR file, add supporting documents, s...
11/06/2026

Bring more structure to fair lending compliance testing with Ask Kaia.

Upload your LAR file, add supporting documents, select your analysis settings, and generate a report for review without relying on macros or extensive manual cross-referencing.

See how the Fair Lending Compliance Testing Agent supports a guided review process while keeping compliance professionals involved in analysis and follow-up.

See the Fair Lending Agent in action: https://na2.hubs.ly/H08RQY60

The most expensive vendor red flag could be the one your team accepts without asking another question. A SOC report exce...
11/05/2026

The most expensive vendor red flag could be the one your team accepts without asking another question.

A SOC report exception. Untested subcontractor controls. Missing insurance coverage. Small details in a vendor file can raise bigger questions about risk.

For banks and credit unions, effective due diligence means knowing what needs closer scrutiny, when to escalate, and how to document the decision.

Our latest blog breaks down the warning signs and escalation paths that help turn vendor findings into informed action.

Read more: https://na2.hubs.ly/H08QPG90

2027 planning starts with a question: Can your bank show how risk is being managed? From examination evidence to AI over...
11/04/2026

2027 planning starts with a question: Can your bank show how risk is being managed?

From examination evidence to AI oversight and operational resilience, connected records help turn policies into proof.

Our latest blog explores three priorities for U.S. bank leaders:

🔹 Link risks, controls, testing, and remediation into a clear evidence trail.
🔹 Maintain visibility into AI use and the governance each tool requires.
🔹 Prepare critical operations for third-party disruptions and cyber incidents.

Read the blog: https://na2.hubs.ly/H08PHy70

HMDA testing should not slow down your team. Ask Kaia supports the workflow from LAR ingestion through validation, issue...
11/03/2026

HMDA testing should not slow down your team.

Ask Kaia supports the workflow from LAR ingestion through validation, issue review, and reporting for audit and exam preparation. The structured process can help teams review potential errors earlier and reduce reliance on fragmented manual checks.

If your HMDA process still depends on spreadsheets, disconnected reviews, or last-minute cleanup, see how Ask Kaia supports a more streamlined approach.

Read more: https://na2.hubs.ly/H08Nt170

Small team. Big responsibility. How can a small credit union keep risk management practical? Start with clear oversight,...
11/02/2026

Small team. Big responsibility. How can a small credit union keep risk management practical?

Start with clear oversight, documented controls, and evidence your team can find when it matters.

Our latest blog explores seven risk management essentials for small credit unions, from board oversight and written policies to vendor monitoring and cybersecurity. It also examines which requirements vary by institution size and the records NCUA examiners review.

Read the blog: https://na2.hubs.ly/H08LLhr0

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