06/03/2026
How do you know if your payment mix is working against you?
Some gyms focus heavily on revenue growth without realizing how much their payment mix impacts what they actually keep.
When recurring billing leans heavily toward credit cards, processing costs rise quickly, especially at scale.
ACH typically carries lower processing costs, making it one of the simplest ways to improve margins without changing the member experience. And the impact compounds over time.
Even shifting a portion of recurring billing to ACH can help reduce monthly processing costs while creating more predictable revenue operations, with the added benefit of same-day deposits that improve cash flow and reduce funding delays.
The strongest operators don’t just watch revenue. They pay attention to how revenue moves.
Take our Cost Efficiency Assessment and see where your margins could improve: https://www.healthclubsoftware.com/gym-cost-efficiency-assessment