Dec & The Coverage Crew

Dec & The Coverage Crew Insurance doesn’t have to be confusing. We break down real-life coverage in a way that a

Meet Dec (short for Declaration Page) and the Coverage Crew — your friendly guides to understanding Home, Auto, Umbrella, Business, Toys, and everything in between.

🏠 QUICK QUESTION…Your deductible is…👍 What you pay first before insurance kicks in❤️ What the insurance company pays fir...
02/27/2026

🏠 QUICK QUESTION…

Your deductible is…

👍 What you pay first before insurance kicks in
❤️ What the insurance company pays first

Drop your answer in the comments or react to this post.

Here’s the truth 👇

Your deductible is what YOU pay first before your insurance company pays the rest (up to your policy limits).

Example:
If you have a $1,000 deductible and a $12,000 claim…

You pay $1,000.
Insurance pays $11,000.

Simple. But here’s where it gets interesting…

When was the last time you reviewed your deductible?

Higher deductible = lower premium.
Lower deductible = higher premium.

It’s not about picking the “cheapest” option.
It’s about picking the one that fits YOUR financial comfort zone.

If you’re not sure what your deductible is right now… that’s normal. Most people don’t know.

Let’s fix that.

📞 Michigan Insurance Source Agency
(586) 846-3133

We’ll review it together and make sure it makes sense for you.

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🔥 POP QUIZ 🔥If your home burned down tomorrow… what matters most?👍 What you paid for it❤️ What it costs to rebuild itGo ...
02/23/2026

🔥 POP QUIZ 🔥

If your home burned down tomorrow… what matters most?

👍 What you paid for it
❤️ What it costs to rebuild it

Go ahead — react to this post with your answer.

Here’s the part most people don’t realize:

Your home’s market value includes the land.
Your insurance only covers the cost to rebuild the structure.

And in Michigan, rebuild costs have changed a LOT over the past few years. Labor, materials, code upgrades — it all adds up fast.

If your coverage is based on what you paid or what Zillow says, you could be short when it matters most.

Not trying to scare you.
Just making sure you’re protected.

If you haven’t reviewed your dwelling coverage in the last year or two, let’s take a look at it together.

📞 Michigan Insurance Source Agency
(586) 846-3133

Make sure you’re covered for ❤️ — not just 👍.

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🎭🍩 HAPPY FAT TUESDAY, MICHIGAN! 🍩🎭It’s the one day of the year where calories don’t count (at least that’s what we’re te...
02/17/2026

🎭🍩 HAPPY FAT TUESDAY, MICHIGAN! 🍩🎭
It’s the one day of the year where calories don’t count (at least that’s what we’re telling ourselves 😄).
Whether you’re celebrating with pączkis, king cake, beads, or just a good excuse to treat yourself — enjoy it BIG today. In true Michigan fashion, we know the bakery lines are long… and totally worth it.
Prune? Custard? Raspberry?
No judgment here — just grab two. 😉
Let’s celebrate community, tradition, and maybe a little powdered sugar on our shirts.
Drop your favorite flavor below 👇
And if you’re bringing a box into the office… you’re the real MVP.

Like, Tag and Share this 🍩🎉

Address

33808 Groesbeck Highway
Clinton Township, MI
48035

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