Velocity Merchant Services

Velocity Merchant Services VMS helps small businesses across the U.S. accept payments, grow revenue, and run smarter.
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Founded in 1997, we provide Clover POS systems, payment processing, cash discount programs, and working capital β€” all supported by our in-house team. At Velocity Merchant Services (VMS), we help small businesses thrive with easy, affordable, and reliable payment processing. From Clover POS systems and credit card terminals to EBT/SNAP setup and cash discount programs, we make accepting payments si

mple. For over 25 years, VMS has partnered with thousands of restaurants, retailers, salons, markets, and auto shopsβ€”helping owners get paid faster, keep more of what they earn, and grow without the tech headaches.

06/02/2026

A chargeback happens when a customer disputes a card transaction. Here’s what small business owners should know.

06/02/2026

A modern checkout system should help small businesses manage sales, inventory, employees, reporting, and customer experience.

πŸ’Έ Are processing fees quietly eating your profits?The average small business pays between 1.5%–3.5% per transaction. On ...
06/02/2026

πŸ’Έ Are processing fees quietly eating your profits?

The average small business pays between 1.5%–3.5% per transaction. On $500K in annual sales, that's up to $17,500 disappearing before it ever hits your bank.

Here's what most owners don't realize β€” a big chunk of that is negotiable.

βœ… The 3 layers of fees you're actually paying
βœ… Which pricing model is quietly costing you extra
βœ… 7 proven ways to cut your costs (including Zero Fee Processing)
βœ… How to audit your monthly statement like a pro

Read it here πŸ‘‡

You work hard to earn every sale. Your customer swipes their card β€” and then, quietly, a small slice of that payment disappears before it ever lands in

πŸ”₯ Clover POS pricing isn't one number β€” it's three.Most small business owners get surprised by charges they never expect...
06/01/2026

πŸ”₯ Clover POS pricing isn't one number β€” it's three.

Most small business owners get surprised by charges they never expected after signing up. Hardware is just the beginning.

βœ… All 5 Clover hardware options explained (Go, Flex, Mini, Station Solo & Duo)
βœ… Monthly software plan costs by business type
βœ… How to get better processing rates than Fiserv's default
βœ… Hidden app marketplace fees most salespeople skip over
βœ… Why working with an authorized reseller changes everything

Read it here πŸ‘‡

Here’s a scenario that plays out far too often: a small business owner sees a sleek Clover POS system at a trade show, gets a competitive quote on the

05/29/2026

Small businesses move fast β€” from early mornings to late nights, busy kitchens, packed counters, service bays, salons, shops, and local restaurants.

At VMS, we believe payment processing should help business owners keep moving, not slow them down.

Running a business is hard. Payments shouldn’t be.

Believe in Small Business.

πŸ”₯ Are credit card fees quietly eating your profits every month?Zero fee processing lets you keep 100% of every sale β€” le...
05/29/2026

πŸ”₯ Are credit card fees quietly eating your profits every month?

Zero fee processing lets you keep 100% of every sale β€” legally, compliantly, and often with your existing equipment. No gimmicks. Just a smarter way to handle payment processing.

βœ… Fully legal & card-network compliant
βœ… Works seamlessly with Clover POS
βœ… Most setups take days, not weeks
βœ… Can eliminate $800–$1,200/month in fees
βœ… Cash & debit customers pay nothing extra

We broke down 5 things every small business owner needs to know before making the switch. Read it here πŸ‘‡

Discover how zero fee processing eliminates credit card fees for your small business. Learn 5 proven strategies and start keeping more revenue today with VMS.

πŸ‹οΈ Are gym payment fees eating into your margins?Most fitness studios quietly lose $750–$1,400/month to their payment pr...
05/28/2026

πŸ‹οΈ Are gym payment fees eating into your margins?

Most fitness studios quietly lose $750–$1,400/month to their payment processor. With the right setup, you can cut that to zero.

Here's what smart gym owners are doing in 2026:

βœ… Switching to interchange-plus pricing (saves 20–30%)
βœ… Using cash discount programs β€” legal in all 50 states
βœ… Getting a real merchant account (not a freezeable Square/PayPal account)
βœ… Automating recurring billing retry logic
βœ… Fighting chargebacks with proper documentation

We break it all down in our latest guide πŸ‘‡

Gym payment processing doesn't have to drain your margins. Learn how fitness studios cut fees, reduce chargebacks, and get paid faster with VMS.

Tired of paying too much in processing fees and getting zero support when things go wrong?  We just published a complete...
05/27/2026

Tired of paying too much in processing fees and getting zero support when things go wrong? We just published a complete guide to switching payment processors β€” covering what to check in your contract, how to avoid service gaps, and what to look for in a new provider. Whether you're stuck in a bad deal or just ready for an upgrade, this one's for you. https://www.getvms.com/how-to-switch-payment-processors/

Ready to switch payment processors? Our step-by-step guide covers what to check, how to move, and why VMS makes switching easy. Get started today.

Address

3051 Oak Grove Drive 2nd Floor
Downers Grove, IL
60515

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Website

https://www.getvms.com/merchant-services-company/

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