FINPACK

04/30/2026

Analyzing the riskiness of a borrower becomes more complex when the borrower operates multiple businesses or mixes personal and business finances. To address these complex borrowing situations, FINPACK’s Global Cash Flow Analysis (GCFA) tool provides a structured way to evaluate financial performance. Read more at FINPACK News: https://finpack.umn.edu/news/using-global-cash-flow-analysis-in-finpack/

04/09/2026

Continuing our series exploring the various ratios used in FINPACK, economist Coryn Davidson discusses the ProSight Financial Association which provides research, training, and industry guidance to help financial professionals apply consistent practices across institutions and whose NAICS codes are available in FINPACK's C&I analysis. Read more at FINPACK News & Insights: https://finpack.umn.edu/news/ratio-review-series-prosight-financial-association/

04/01/2026

Minnesota farmers experienced a modest financial rebound in 2025, as net farm incomes improved from the extremely low profit levels recorded in 2024. According to newly released data from the University of Minnesota and Minnesota State Colleges and Universities, the median net farm income for Minnesota farms increased to $66,518 in 2025. Read more at FINPACK News: https://finpack.umn.edu/news/minnesota-farm-finances-show-resilience-in-2025-but-pressure-points-remain/

03/26/2026

The latest FINPACK update has added new features to the Loan Presentation module. As well as a new Collateral Analysis output format, we've added the ability to embed a Global Cash Flow Analysis or Risk Report. Learn more at FINPACK News:

The latest FINPACK update has added new features to the Loan Presentation module. As always, you can configure as many presentation templates as you need in the Credit Analysis Setup, then apply those templates to any credit you’re working on. Choose your data sources, the Balance Sheet trends you...

03/12/2026

In the first of a series exploring the various ratios used in FINPACK, economist Coryn Davidson discusses the Farm Financial Standards Council, why its guidleines are used in FINPACK, and how its work helps ensure that farmers, lenders, analysts, and researchers are evaluating farm financial performance using the same framework. https://finpack.umn.edu/news/ratio-review-series-farm-financial-standards-council/

03/10/2026

With renewal season in full swing, it is likely that some farmers are looking to refinance loans for better terms, interest rates, or to improve their cash flow. In a previous FINPACK News post , we discussed how to refinance loans in a FINPACK Annual Cash Flow Projection. In our latest post, we focus on the steps of refinancing loans in a Monthly Cash Flow Projection. https://finpack.umn.edu/news/navigating-loan-refinancing-in-a-monthly-finpack-projection/

02/27/2026

Looking forward to seeing everyone at ICBA Live in San Diego next week. Drop by Booth 334 to learn about some exciting new FINPACK developments!

02/26/2026

FINPACK offers multiple training resources, including in-person, online and customized training options. Learn more at FINPACK News: https://finpack.umn.edu/news/how-to-learn-finpack-2-2/

02/19/2026

Checking for FINPACK updates, log-in errors in FINPACK+, and more in this month’s FINPACK FAQs from the FINPACK Support Team! https://finpack.umn.edu/news/finpack-faqs-from-the-finpack-support-team-2-2-2/

02/12/2026

In an era of fluctuating interest rates and evolving market conditions, refinancing remains a critical tool for business owners and agricultural producers alike. Whether the goal is to improve liquidity, capture more favorable terms, or restructure debt during periods of tight cash flow, an accurate projection is necessary for informed decision-making. Learn more at FINPACK News: https://finpack.umn.edu/news/navigating-loan-refinancing-in-a-finpack-projection/