Graceful Finance

06/16/2023

🌞 Embracing the Summer: Enriching Activities and Wellness Tips for Older Adults 🌞

As the summer season arrives, it brings with it the promise of warmth, longer days, and a wealth of opportunities for older adults to enjoy.

In our latest blog post, we explore a variety of enriching activities and wellness tips specifically tailored for older adults during the summer months.

Soon with the support of Graceful Finance, older adults can embark on their summer adventures, ensuring financial stability and peace of mind. Let's make the most of this vibrant season, create cherished memories, and prioritize self-care.

https://www.graceful.finance/post/embracing-the-summer-enriching-activities-and-wellness-tips-for-older-adults

05/10/2023

“I’m not Snoop Dogg discussing AI, so my panel did not go viral, BUT it is still worth watching our session during the same conference Milken Institute GC which was on FinTech and other innovative solutions to enhance lifetime financial security.

👵🏼 This is the largest market we have seen in our lifetimes, and it is growing each day.
🏘 Real estate is the number 1 asset class in the world, and in the US alone, people over 62 years old have accumulated over $11 trillion worth of home wealth.

I could not be more excited about this, as we help people age gracefully, and institutionalize residential real estate with Graceful Finance. People really need help and they need it now. “ Founder & CEO Anna Frankowska

🏆 Check out our panel alongside Cheryl L. Evans, Esq. , Eli Broverman , Hal Hershfield and Eric Stevenson

The Milken Institute Global Conference is one of my favorite conferences and organizations globally, helping to advance the world. I am thrilled to be contributing to the Institute’s dialogues!

Here is the full panel:

Financial services firms are harnessing the power of technology to reach current and future clients, creating new products and new financial ecosystems. These changes allow individuals to invest in new ways with greater flexibility. Robo advising and tech-enabled investing firms are focused on retir...

04/24/2023

Are you one of the many workers who dread the thought of retirement? A recent Wall Street Journal article explores the reasons why some people choose to keep working long past retirement age. They spoke to readers, mostly 60 or older, who shared their insights on the benefits of remaining in the workforce. Check out the article to learn more about their perspectives on retirement and aging.

For many people, the idea of stopping work is a nonstarter—an inevitable path to boredom, ill health and a life devoid of meaning.

04/24/2023

Beautiful, fulfilling part of the retirement stage.

Giving back and staying connected with your community.

At Graceful Finance, we're committed to helping people fulfill their wants and needs in retirement. Visit our website to read more real stories and sign up for our waitlist to learn how we can help you achieve your goals.

04/13/2023

Despite having a great credit score, many older Americans struggle to get a mortgage. Recent studies show that older adults are more likely to be rejected for mortgages, creating barriers for those looking to renovate, retrofit their homes, or access home equity for financial security. Older adults often have significant wealth tied up in real estate, with home equity representing a substantial portion of their net worth. However, obtaining a mortgage may be challenging due to factors such as age, reduced retirement income, and debt-to-income ratios. Studies have shown that rejection rates for mortgage applications increase with age, with older applicants also paying slightly higher interest rates. Lenders may attribute rejections to reasons such as insufficient collateral, concerns about mortality risks, and reduced income after retirement.

The issue of older adults facing challenges in obtaining mortgages despite having good credit scores and solid financial track records calls for attention to ensure that older Americans have equal access and right options available to them.

Despite solid financial track records, many older Americans have a hard time refinancing because of their mortality risks and lower retirement incomes.

04/05/2023

Check out our latest blog post to discover the secret to aging gracefully!



https://www.graceful.finance/post/the-secret-to-aging-gracefully-celebrating-valentine-s-every-day

03/17/2023

It was great to share Graceful Finance’s insights and solutions on the closing panel that discussed "The Future of Care Financing" at the ILTCI - The Intercompany Long Term Care Insurance Conference, the Premier Long Term and Extended Care Conference! Thank you FTI Consulting for moderating the panel and for hosting us.

With an aging population and the rising costs of long-term care, it's more important than ever to explore innovative financing options.

As we continue to navigate this complex landscape, we look forward to working with industry leaders to create solutions that ensure financial security and dignity for older adults. (Graceful Finance )

Thank organizers & sponsors for bringing everyone together!

03/08/2023

Absolutely loved connecting with industry leaders sharing our work on creating more options for older adults to use their home wealth, to help them age gracefully. Thank you TMC Emerging Tech Fund for hosting me, sponsors for supporting this, and all participants for attending!

It’s not only a chance to do good by enabling people to meet their needs & fulfil their bucket lists, but it’s also an opportunity for the ecosystem to grow. Innovation is inevitable.

Really excited to be connecting with businesses to run our pilots!

02/26/2023

It was great to participate in the Startup Founders Pitch last week and tell our story about how we are bringing financial innovation to home equity solutions, which help older adults age in place and live with dignity.

The local Austin community is strong, 300+ attendees at F.I.E.S.T.A event At Capital Factory!

02/21/2023

Love is the secret to aging gracefully, and it's not just for Valentine's Day! Discover the benefits of spreading love, kindness and being social all year-round in our latest blog post "The Secret to Aging Gracefully: Celebrating Valentine's Every Day!" ❤️

The love and kindness we share during Valentine's week can actually have long-term health benefits and may be a secret to aging with grace

02/18/2023

We hope during the Valentine’s week we all got some love, attention, care, whether it’s from family, friends or people we cross paths with!

Let’s start Graceful Finance stories series with hope.

Suzanne told us:

“I want to enjoy time I have left. The little things. Go for a sandwich, meet with my girlfriends. I would be nice to see my cousins in Chicago."

We are here to help

02/07/2023

The good, the hard and the hope.

We would like to share some of the stories when we spoke to people about aging with grace.

Follow us and check upcoming posts to learn about people’s circumstances, wants and needs as we enter the later stage of our lives.