06/02/2026
The avalanche method vs. the snowball method: which one saves you more money?
📌 Avalanche: Pay highest interest first. Saves the most in interest over time.
📌 Snowball: Pay smallest balance first. Builds momentum and motivation.
Both work. The best one is the one you’ll actually stick to.
Axomni lets you run both strategies side by side so you can see exactly what each one costs you and pick what fits your life.