28/10/2026
Top 7 Cyber Insurance Questions for Florida Law Firms (2026) 🏛️🔒
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When Florida law firms apply for cyber liability insurance, carriers aren't asking "do you care about security?" They want controls you can prove with a setting, a report, or a dated record not a promise to fix it later.
We broke down the 7 questions that show up on nearly every application and what a "good answer" actually looks like for each one:
✅ MFA on email, remote access, and admin accounts (every account, not "most")
✅ Tested backups — separated from your network, with a dated restore log
✅ Monitored endpoint protection (EDR), not just antivirus
✅ A written incident response plan (the Florida Bar now recommends one)
✅ Supported, patched software — Windows 10 hit end-of-life in October 2025
✅ Limited administrator access and same-day offboarding
✅ Email filtering plus annual staff phishing training
If you can't back a "yes" with evidence, the honest answer is "no" and an inaccurate answer usually surfaces at claim time, when it's too late.
You sat down to renew your firm’s cyber insurance, and the application stopped looking like an application and started looking like a technology exam. Do you enforce multi-factor authentication? When did you last test a restore from backup?