Paperstac

06/01/2026

Hot take: most real estate investors don't actually know which strategy fits their goals better.

Note investing and rental property investing are fundamentally different strategies — and they reward different investor profiles.

Note Investing = You own the DEBT
→ Collect payments. No tenants. No repairs. No vacancies. No property management required.

Rental Properties = You own the PROPERTY
→ Collect rent. Build equity. Manage the asset (or hire someone to).

Neither is better. But one of them is probably better for YOU.

05/29/2026

Recording documents after a mortgage note closing used to mean envelopes, county offices, and waiting weeks for a stamped copy back.

Paperstac just changed that.

With E-Recording through paperstacrecordings.com, you upload your document — we handle the submission directly to the county — and you get the recorded, stamped copy back the same day in most jurisdictions.

Assignments. Deeds. Satisfactions. Liens. UCCs.

If you're an active note investor, this is the kind of operational upgrade that actually moves the needle on your closing timelines and chain-of-title documentation.

👉 Try E-Recording for mortgage note documents: https://paperstacrecordings.com

05/28/2026

Most property sellers don't realize they have an option the bank doesn't want them to know about.

If your buyer can't get conventional financing — or if you simply want more than a one-time lump sum — seller financing lets you become the lender.
You create the mortgage note. You set the terms. You collect monthly payments at an above-market interest rate. And if you ever want cash instead of monthly income, you can sell the note on the secondary market.

Here's what that actually looks like in practice:

→ You set the interest rate (typically 2–5% above conventional)
→ Payments come directly to you every month
→ Your property secures the debt — you can foreclose if the buyer defaults
→ You can sell the note to an investor for a lump sum at any time

We put together a complete step-by-step guide covering how to structure the terms, what documents you need, why you need a licensed servicer (not a shoebox), and how to maximize your note's value on the secondary market.
Link in comments.



Full guide → https://paperstac.com/blog/create-a-mortgage-note-seller-financing-guide/

05/27/2026

New to mortgage note investing? We’ve got you covered. 📚

Paperstac’s YouTube channel is packed with free educational content for investors at every level—from complete beginners to seasoned pros.

Here’s what you’ll find:

✅ Beginner Note Investing Series

✅ Investor’s Guide to Business Notes

✅ Snackable Series (quick, actionable tips)

✅ Passive Income Strategies with Mortgage Notes

✅ Due Diligence Deep Dives

✅ How to Buy Your First Mortgage Note

Whether you’re just learning the basics or leveling up your note investing knowledge, we’ve got resources waiting for you.

🎥 Subscribe to the Paperstac YouTube channel today! https://pstac.co/youtube

05/26/2026

Did you know 30–50% of mortgage note deals on Paperstac are funded through Self-Directed IRAs?

If you're using (or thinking about using) an SDIRA to buy notes, there are 5 mistakes that slow deals down — or worse, create tax problems you didn't see coming.

Rick Allen and Brett Burky just dropped a new Paperstac podcast episode walking through every one of them, including a real situation that happened on the platform recently. 👀

🎙️ Watch it here → https://youtu.be/Fm5z68vocS8

Save this post before your next SDIRA closing. 👇

Thinking about buying mortgage notes or real estate with your Self-Directed IRA? In this episode, we break down how investors are using Self-Directed IRAs (S...

05/26/2026

When you offer seller financing, you're not just selling a property — you're structuring a loan.

That means you control 6 key terms that a bank would otherwise set for your buyer:

① Purchase Price & Down Payment — require 10–20% minimum
② Interest Rate — typically 2–5% above conventional; must meet IRS AFR
③ Loan Term & Amortization — 30-yr amort / 5–7 yr balloon is standard
④ Payment Schedule — define the due date, grace period, and late fees
⑤ Due-on-Sale Clause — prevents transfer without your approval
⑥ Insurance & Tax Requirements — buyer maintains coverage; you're loss payee

Get all 6 wrong and your note becomes hard to enforce — and nearly impossible to sell on the secondary market. Get them right and you've created a structured, valuable income-producing asset.

Full guide → https://paperstac.com/blog/create-a-mortgage-note-seller-financing-guide/

05/25/2026

Remembering those who gave everything. 🇺🇸

Grateful for their sacrifice today and every day.

05/23/2026

New to mortgage note investing? We've got you covered.
The Paperstac team—with over 10 years of real-world investing experience—has created a comprehensive guide that breaks down everything you need to know in bite-sized, manageable chunks.

What's Inside:
✓ Types of Notes to Buy
✓ Performing vs Non-Performing
✓ Most Important Considers When Note Buying
✓ The Differences in Deed Types

If you're new to the note industry, there's a lot to learn.
But don't worry—this guide makes it simple.

Whether you're exploring your first note purchase or looking to solidify your foundational knowledge, this resource walks you through the essentials step by step.
Request your free copy and start building your note investing knowledge today.

👉 Request Your Copy: https://lnkd.in/ehsmHDZq

05/22/2026

Most property owners only know one way to sell: take the lump sum at closing and walk away.

But there's another option that more sellers are discovering — and it comes with some significant advantages.

Seller financing lets you act as the bank. Instead of waiting on a buyer's lender approval, you set the terms, collect monthly principal + interest payments, and potentially spread your capital gains tax liability over time.

And if you ever need liquidity? You can sell the note on the secondary market.

Here's how it stacks up against a traditional sale:

✅ You set the terms — no bank required
✅ Monthly income vs. a one-time lump sum
✅ Larger buyer pool for hard-to-finance properties
✅ Above-market interest rate income
✅ Option to sell the note anytime for cash

If you own property and have never explored seller financing, this guide is worth 5 minutes of your time.

🔗 Read the full guide here: → https://paperstac.com/blog/create-a-mortgage-note-seller-financing-guide/

05/22/2026

Submitting a bid on a mortgage note isn't just about picking a number — it's about knowing how to position yourself as a serious buyer without overpaying or losing the deal before it starts.

The difference between investors who close consistently and those who keep losing bids usually comes down to strategy, not capital.

A few things that separate winning bids from the rest:

💡 Understanding how to calculate your offer based on yield, not just UPB
💡 Knowing when to move quickly and when to negotiate
💡 Communicating clearly with sellers to build trust from the start
💡 Using the indicative bid as a tool — not a commitment
Whether you're submitting your first bid or refining your approach, this breakdown covers the tactics that actually work.

📖 Read the full guide → https://paperstac.com/blog/submitting-bids-on-mortgage-notes-proven-tactics-for-success/