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EBacon

Name: EBacon
Address: 20815 N Cave Creek Road, Phoenix, AZ, 85024, US
Telephone: +16235804900

eBacon is a financial technology software company that creates innovative financial solutions w/a focus on payroll, certified payroll & benefits.

We started as a division of TAG, but put everything under the eBacon name because its fun & we love bacon. eBacon started as a product division of TAG, a multi-year member of the Inc 500 Fastest Growing Companies list, is a leading Administrative Services Organization (ASO) headquartered in Phoenix, Arizona offering comprehensive Human Resource solutions, Payroll Services, Health & Retirement Benefits, and a proprietary suite of additional services geared towards creating efficiencies and positive growth for businesses.

10/30/2026

Your certified payroll passed DOL review.
Your WIP schedule still surprised your CPA.

Those two things are related. Nobody told you.

One hour logged to the wrong cost code. One fringe rate that was right last quarter. It doesn’t stay small. It compounds for the life of the job, then lands all at once as an over-billing that gets clawed back, an under-billing hiding a cash problem, or profit fade right before bond renewal.

On Nov 12, we’re following that one number on its trip through a contractor’s business: timecard, to certified payroll report, to the WIP schedule your bank reads. Three people who each own a piece of the trip:

→ Bernadette Negrete, Director of GL Engineering & Programming, EBacon
→ Samantha Lake, COO, ProNovos
→ Chris Mast, CPA, CCIFP, Partner, GBQ

Thursday, Nov 12 | 10 AM AZ / 9 AM PST / 12 PM ET | 60 minutes | Free

Attend live and take home the Payroll-to-WIP Health Check, a one-page checklist to run against your own books before year-end. Live attendees only. We’re not above bribery.

SIGN UP HERE: https://na2.hubs.ly/H08KVPr0

10/26/2026

Paying prevailing wage fringe in cash? Then you’re also paying payroll tax, workers’ comp, and general liability on it. Every. Single. Hour.

A bona fide fringe trust uses that same fringe to fund employee benefits instead, which can lower what you pay in payroll tax, workers’ comp, and GL while your crew keeps the same benefits.

eBacon is the only construction payroll provider with its own bona fide fringe trust built right in. And our new FringeMAX Calculator shows what it could be worth for your company:
→ Plug in your crew size, fringe rate, and burden rates
→ See your projected annual savings, plus any fringe credits you’re not capturing yet
→ Download a print-ready PDF report

Free. About 5 to 10 minutes. No accounting degree required.

Built for open shop contractors doing prevailing wage work.

Run your numbers: https://na2.hubs.ly/H08CnS90

10/22/2026

Understate $100,000 of profit and you just gave up about $1 million in bond capacity. No bad jobs required. Just bad books.

Matt Snowden of The Mahoney Group shared a rule of thumb that stuck with all of us: every dollar of profit on your financials should produce about $10 of bond capacity.

$1,000 of profit = $10,000 of capacity
$100,000 of profit = $1 million
$1 million of profit = $10 million

So every dollar your books understate is about $10 of work you can’t bid.

And those books start with payroll. Miscode labor to the wrong job and the error rolls straight into the financials your surety reads.

This was one of many “wait, what?” moments from our Bad Data panel with Matt, Josh Luebker of SPM The Construction CFO, and our own Bernadette Negrete.

Watch the full replay: https://na2.hubs.ly/H08yLrB0

10/16/2026

3 deadlines. 2 forms. 1 ratio. Zero room to guess.

DAS 140 goes to the apprenticeship committees within 10 days of contract award, and before your crew starts on site.

DAS 142 is due 72 hours before your first apprentice hits the site. Business days, not calendar days. Your calendar does not care that it's Thursday.

Miss either window and you're exposed to penalties of up to $100 a day. That's before the audit attention that turns one late form into a full project review.

The part that trips up most payroll teams isn't the forms. It's keeping the 1:5 apprentice-to-journeyman ratio documented in certified payroll while hitting DIR eCPR deadlines every 30 days. Those two obligations run on different clocks. Let them drift and the paperwork catches up with you months later, usually when someone pulls the thread.

And AB 889 joined the pile. Since January 1, 2026, fringe annualization is mandatory on California public works, with no more DIR exemptions. The burden of proof now sits with you.

Nobody has ever said "I'll remember the 72-hour clock" and been right.
We wrote up the DAS 140 and 142 process step by step: https://na2.hubs.ly/H08nbrK0

Which of these keeps you up at night? Reply and tell us.

P.S. If you're still tracking any of this in a spreadsheet, you're not alone. Most payroll teams are.

10/14/2026

Your payroll manager is on your bonding team. Nobody told them.

Every labor number on your WIP started as payroll data. Miscode it in March and your underwriter sees it in October.

Tomorrow, Matt Snowden of The Mahoney Group, Josh Luebker of SPM The Construction CFO, and our own Bernadette Negrete share one panel to show where that chain breaks, and what to fix first.

Show up live and you get a free copy of Josh Luebker's new book, Control: C.F.O.S. Construction Financial Operating System. The recording goes to everyone who registers. The book doesn't.

TOMORROW, Oct 15 | 10 AM PT / 1 PM ET

Register: https://na2.hubs.ly/H08fSjH0

10/08/2026

Certified payroll errors rarely stay in payroll.

They show up later. Sometimes YEARS later. Usually right after the project margin looked great.

For CPAs advising prevailing wage contractors, that's not a payroll problem. That's a cash flow problem, a liability problem, and a "can this client keep bidding public work" problem.

So we put together a 12-point certified payroll review checklist over on the CICPAC blog. A few favorites:

✅ Daily hours, not weekly totals. "About 40" is not a time record.
✅ One classification for every worker on the job is a red flag, not an efficiency.
✅ Fringe amounts that never change across different wage determinations? Impressively consistent. Also suspicious.
✅ An apprentice who isn't registered in an approved program gets paid the full rate for the work performed. Surprise.

Worst case on a federal job: withheld payments, contract termination, and a three-year debarment. Best case: you caught it on a Tuesday and it cost nothing.

The full checklist takes about 6 minutes to read. Which is less time than one resubmission. 👇
https://na2.hubs.ly/H08fTPK0

10/07/2026

Two contractors. Both do $10M a year.
One gets a $1.5M bond. The other gets $7M+.

Same size. Same revenue. The difference is how their numbers read to an underwriter.

On Thursday, Oct 15, we're hosting a free webinar, Bad Data: How to Get Payroll, Job Costing, and Bonding on the Same Page, with Matt Snowden of The Mahoney Group, Josh Luebker of SPM The Construction CFO, and our own Bernadette Negrete.

In one hour, you'll learn:
- What underwriters actually look at when they set your capacity
- Why a busy sub can look profitable on paper and still run cash to zero
- Where labor cost data breaks between the field, payroll, and your WIP

BONUS: Every live attendee gets a FREE copy of Josh's new book, Control: C.F.O.S. Construction Financial Operating System.

Thursday, Oct 15 | 10 AM PT / 1 PM ET | 60 min with live question panel

Save your seat → https://na2.hubs.ly/H08fKND0

10/02/2026

The experts have spoken, and they've gone back and forth.

In January, the American Institute of Architects (AIA) Consensus Construction Forecast panel expected 2026 spending to grow 1%. In their latest update (July), they'd revised that to a 0.3% decline, with a 3% rebound expected in 2027.

So far, reality agrees. New Census Bureau data shows construction spending through August is down 3.1% from the same stretch in 2025.

AIA Chief Economist Richard Branch calls the market "increasingly K-shaped." Some sectors are booming, others are sliding.

Nobody controls which side of the K the market lands on. You do control how much margin you lose to payroll errors, compliance headaches, and overpaying for benefits.

Sources: AIA Consensus Construction Forecast, mid-year 2026 update; U.S. Census Bureau, Monthly Construction Spending, August 2026

10/01/2026

QuickBooks can spit out a certified payroll report. Whether it survives an audit is a different story.

The second you land a prevailing wage job, the real work shows up: matching classifications, getting fringes right, and hitting a weekly deadline that doesn't care how busy you are. Every. Single. Week.

Our latest Institute of eBaconology article breaks down how contractors handle certified payroll from QuickBooks without the weekly scramble, plus the fringe mistake that quietly costs you on audit day.

Good news: you don't have to break up with QuickBooks. It just needs a compliance wingman.
👉 https://na2.hubs.ly/H088DBc0

09/23/2026

Rebecca Hensley's payroll week used to start Monday, swallow Tuesday, and end whenever the reports were finally done.

Paper timecards. Manual certified payroll. Then re-keying all of it into the California DIR site, as many as 25 reports a week. The team padded bids because nobody wanted to guess wrong on prevailing wage.

Hensley's Paving runs on Construction Partner. Most payroll providers can't touch it. eBacon can.

What changed:
• Field hours come in from an app and feed straight into the reports
• Fringe benefits and apprenticeship ratios get tracked automatically, not by hand
• When her first federal Davis-Bacon job came up, our team worked through it with her line by line

The crew was fully on board in about three weeks. And the bids don't need padding anymore.

In Rebecca's words: "When I call eBacon, I get a real person, a real human being, somebody who has knowledge, somebody who's responsive, someone who genuinely wants to help. If they don't know the answer, they'll find it."

Full story: https://na2.hubs.ly/H07ZCQD0
Watch the webinar: https://na2.hubs.ly/H07ZCRn0

Address

20815 N Cave Creek Road
Phoenix, AZ
85024

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+16235804900

Website

http://www.ebacon.com/

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