Lemon Inscoe, NMLS # 963301

10/08/2024

🎯 Real Estate Agents: Leverage This Bond Reset for Your Clients! 🏡

The bond market just reset, and rates are rising! Here’s how to turn this into a win for your buyers:

1️⃣ Create Urgency: Rates are currently climbing, so locking in now can help your clients avoid higher payments (and home prices) later. 📈

2️⃣ Offer Stability: Unlike rent, a fixed mortgage provides financial predictability for your clients. 💵

3️⃣ Partner Up: Work with a mortgage pro (hint: that’s me!) to help your clients secure great financing options tailored to their needs. 🤝

❓ What’s your clients’ biggest concern about the market right now? Drop a comment below! 👇

Lemon Inscoe, NMLS #963301 757-635-4657

10/01/2024

🏡 Closing on a property in FEMA-declared disaster zones or storm-affected areas? Here’s your fast-track guide! 💼

🔍 Re-Inspections Required:

Was your appraisal done pre-storm? ⛈️ You’ll likely need a re-inspection.
Found damage? Repairs need to be completed quickly! 🚨
For FHA, VA, USDA, and Conventional loans, re-inspections are typically required in disaster areas.
Conventional loan? Waivers are off the table—re-inspections are needed! 🚫
FHA/VA loans may also require additional forms 📝.
⚒️ Found Damage?
Minor repairs? Some lenders may allow repair escrows to prevent closing delays. Just make sure communication stays open—everyone needs to be on the same page! 🔑

📲 Quiz Time!
Real Estate Professionals—how have you handled last-minute post-storm inspection surprises? Drop your emoji in the comments! 🤔

📞 📅 (Got lucky! No repairs needed! Called and reworked the schedule—no delays!)
💪 🔨 (Worked with the lender and seller to get those repairs done—quick!)
😎 ⏳ (Stayed calm and worked with the lender and seller to escrow it!)
💔☠️ (Too much damage, deal didn’t make it. RIP 💀)

Got questions? Call or text me at 757-635-4657. Let’s keep your homeownership dreams on track, no matter the storm! 🌪️

04/02/2024

Very very very few people are willing to make 100% commission with no safety net. Agents do. Stop beating them up for being overpaid.

03/31/2024

🚨 Juicy Updates for FHA Deals & Agent Commissions 🚨

Hey Team! The FHA gave the green light 🚦 to business as usual; seller-paid commissions are A-OK! As long as they're reasonable, they aren't considered Interested Party Contributions. 👍

🔍 FHA's watching for any settlement waves and will adjust sails as needed. 🛳️

Got questions or wanna chat about it? Drop me a line or give me a call! 📬 Let’s keep winning together! 🏆

10/31/2022

Whahaha! The Spice Girls! Too Funny! Rhonda Twiddy Team keeping your real estate deals spicy!

Fun with friends for a Halloween gathering! How about those Spice Girls!!
🎃👻
Happy Halloween!