12/08/2026
As buyer preferences and lending patterns continue to evolve, comparing our July 2025 and July 2026 MortgageMeter data provides some interesting insights into how the property market is tracking. The average purchase price increased by 8.4%, while the average approved bond value rose by 10.79%.
At the same time, average deposit values declined, particularly among first-time buyers, whose average deposit was 15.34% lower than a year ago.
First-time buyers continued to account for the majority of property purchases, increasing from 69.6% to 72.72% of all buyers. Meanwhile, approved loan-to-value ratios remained largely unchanged, suggesting lenders maintained a consistent approach to financing.
While many industry participants report a more difficult trading environment, these figures suggest that buyers remain active in the market, although affordability and financing dynamics may be influencing how purchases are structured. It will be interesting to see whether these trends continue over the coming months.
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