09/08/2026
Lenders know a lot about the borrower. Almost nothing about the property.
Credit, income, debt to income, reserves. All underwritten carefully. Then the property gets an appraisal and the file moves.
But the permit nobody closed out, the violation still sitting open, the flood zone that changed in 2019? That's all public record and none of it shows up in the loan file.
We're opening a 90 day pilot to a handful of lenders. Real transactions, real feedback, no cost.
Drop a comment or send me a message if you want in.