11/04/2026
Microsoft's latest Copilot update is less about chat and more about AI that works in the background on its own.
According to the October roundup, Microsoft is previewing "Autopilot," an always-on Copilot agent with its own mailbox and files. Reusable "skills" are coming to Copilot Chat in November, and new data-loss-prevention controls in Purview can now cover Copilot. Microsoft calls these dates tentative.
There's also a billing change. Starting December 1, new Microsoft 365 Copilot Business licenses bought through partners will have usage-based billing turned on by default. That means extra AI use can be charged on top of the license. Microsoft first said this would start November 2 and has since pushed it back. The default limit is 4,000 Copilot Credits per user per month, and admins can change it.
For a small business, the risk is less about the AI itself and more about a bill nobody expected and data getting into places it shouldn't.
Our advice: before you add licenses, set spending limits, decide who can use the agents, and check which files Copilot can reach.
Is your team using Copilot yet, or still waiting? Questions? Message us or call The Computer Guy NJ at (973) 402-2672.