Perpay Inc.

Perpay Inc. Make your paycheck work harder for you. Access what you need or want today, while building for tomorrow. Shop & Build Credit 🛍️ 💳 📈

B Corp Certified™

Our mission is to make life's purchases more accessible and help you build credit along the way.

09/01/2026

just like how I remember it



Results may vary. Based on reported members who enrolled in Perpay+ and made on-time payments for 3+ months. Credit score increases are not guaranteed.

08/30/2026

add to cart ➡️ pay when I get paid ➡️ report with Perpay+ ➡️ watch your score grow



Get up to $1,000 spending limit to shop on the Marketplace, and pay in no-interest installments aligned with your pay schedule. With Perpay+, get your spending limit and on-time payments reported to all 3 major bureaus. see your credit score increase by 30+ (on average)!

Results may vary. Based on observed score increases after 12 months for members who enrolled in Perpay+ and made on time payments. See the Marketplace Terms and Conditions for more details.

08/28/2026

send this to someone who deserves a relaxing weekend 😌

08/27/2026

let the rain speak to you ☔️

08/27/2026

Over $200 back in your pocket, every single month — that’s how building your credit score can pay off. Going from a 550 to 650 (or 580 to 680) may not change what you buy, but it can make a huge difference in what it costs you to finance it.

These are averages based on examples loans: over the course of a 5-year auto loan on a car worth $20,000, that’s about $27 saved every month or around $1,600 in total interest you never pay. For a 30-year mortgage on a $300,000 home, a score increase can net you over $180 in monthly savings, or over $64,000 in total interest savings!

Thousands of members at Perpay have graduated credit tiers — join and build credit that lasts!

*Numbers are based on the following figures:
(1) $20k 5-year auto loan with 5% down
(2) $300k home, 30-year mortgage with 20% down (with a min. 580 score for FHA approval)
**Perpay does not provide financial, legal, or regulatory advice. The content is for general informational purposes only.

08/25/2026

results are in…



Get up to $1,000 spending limit to shop and pay over time. The Marketplace is Subject to Approval, See Terms for More Information

08/21/2026

treat them — and yourself — with 2% rewards 😋



Rewards are earned in the form of Perpay Marketplace credits. See terms.

The Perpay Credit Card is subject to credit approval. Not available to residents of New Hampshire, Vermont, or the U.S. territories. The Perpay Credit Card is issued by Celtic Bank.

08/20/2026

Some last minute back to school shopping at Perpay

08/17/2026

a card that’s easy to fall in love with

The Perpay Credit Card is subject to credit approval. Not available to residents of New Hampshire, Vermont, or the U.S. territories. The Perpay Credit Card is issued by Celtic Bank.

*See Perpay.com/terms for full terms & conditions.

Address

Philadelphia, PA

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Website

Alerts

Be the first to know and let us send you an email when Perpay Inc. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Perpay Inc.:

Shortcuts

Share